System design method for improving approval efficiency and automation degree

A system design and degree of technology, applied in the field of data processing, can solve the problems of low review efficiency, achieve the effect of improving approval efficiency and automation, reducing loan risks, and improving automation

Active Publication Date: 2022-04-12
二十六度数字科技广州有限公司
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Problems solved by technology

[0002] In the existing technology, the loan approval is usually that the person in charge of the credit business asks the borrower to provide information within the prescribed approval authority, and based on these corresponding information, the qualification of the borrower is reviewed, and then, according to the information of the borrower, the loan is given. The specific loan amount, this kind of review system, due to manual review, the review efficiency is low, so how to improve the efficiency of loan approval needs to be solved urgently

Method used

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  • System design method for improving approval efficiency and automation degree
  • System design method for improving approval efficiency and automation degree

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Embodiment Construction

[0016] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.

[0017] The terms "first", "second" and the like in the specification and claims of the present application and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the terms "include" and "have", as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method...

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Abstract

The embodiment of the invention discloses a system design method for improving approval efficiency and automation degree. The method comprises the following steps: acquiring target data information of a target object; determining a target loan type selected by the target object, and determining a reference keyword set corresponding to the target loan type; performing keyword extraction on the target data information to obtain a target keyword set; comparing the target keyword set with the reference keyword set; when the target keyword set is successfully compared with the reference keyword set, determining a target credit score of the target object according to the target data information; and determining a target credit line corresponding to the target credit score. By adopting the embodiment of the invention, the loan approval efficiency can be improved, and the loan automation degree can be improved.

Description

technical field [0001] This application relates to the technical field of data processing, in particular to a system design method for improving approval efficiency and automation. Background technique [0002] In the existing technology, the loan approval is usually that the person in charge of the credit business asks the borrower to provide information within the prescribed approval authority, and based on these corresponding information, the qualification of the borrower is reviewed, and then, according to the information of the borrower, the loan is given. The specific loan amount, this kind of review system, due to manual review, the review efficiency is low, so how to improve the efficiency of loan approval needs to be solved urgently. Contents of the invention [0003] The embodiment of the present application provides a system design method for improving the approval efficiency and automation degree, which can improve the loan approval efficiency and the loan auto...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/02
Inventor 纪正
Owner 二十六度数字科技广州有限公司
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