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Method and system for processing bank hotspot account transaction based on asynchronous token service

A technology of service processing and business processing, which is applied in the field of processing bank hot account transactions based on asynchronous token service, can solve problems affecting transaction success rate, database crash, processing performance occupation, etc., to protect processing performance and avoid occupying thread resources Effect

Pending Publication Date: 2021-10-26
CHINA CITIC BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides a method and system for processing bank hotspot account transactions based on asynchronous token service, which solves the problems in the prior art that the processing of hotspot accounts affects the overall processing performance of the system, occupies thread resources, and is instantaneously concurrent in hotspot accounts. When the transaction volume is too large, the database crashes, which affects the technical problems of the transaction success rate, so as to avoid occupying thread resources, protect the overall processing performance of the system, buffer the instantaneous concurrent transaction volume of hot accounts, and protect the database from crashing. The success rate of transactions, the technical effect of bringing better experience to users

Method used

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  • Method and system for processing bank hotspot account transaction based on asynchronous token service
  • Method and system for processing bank hotspot account transaction based on asynchronous token service
  • Method and system for processing bank hotspot account transaction based on asynchronous token service

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Embodiment 1

[0024] Such as figure 1 As shown, the embodiment of the present application provides a method for processing bank hotspot account transactions based on asynchronous token service, wherein the method includes:

[0025] Step S100: Obtain first account information;

[0026] Specifically, the account is a general term for deposit accounts, loan accounts, and current accounts opened by customers in banks. According to different purposes, bank accounts can be divided into three categories: basic accounts, special accounts and auxiliary accounts. In the accounting organization of bank accounting, in order to ensure the authenticity, completeness and correctness of the book records, the subsidiary ledger accounts and general ledger accounts set up are the sources of funds and the use of funds caused by banking business and financial activities. Perform detailed and summarized classification records and reflections. Obtain the first account information for business handling.

[002...

Embodiment 2

[0076] Based on the same inventive idea as the method for processing bank hotspot account transactions based on asynchronous token service in the foregoing embodiments, the present invention also provides a system for processing bank hotspot account transactions based on asynchronous token service, such as figure 2 As shown, the system includes:

[0077] A first obtaining unit 11, configured to obtain first account information;

[0078]A first judging unit 12, configured to judge whether the first account information is hotspot account information;

[0079] A second obtaining unit 13, the second obtaining unit 13 is configured to obtain the first application information if the first account information is popular account information;

[0080] A third obtaining unit 14, configured to obtain first token information according to the first application information;

[0081] A fourth obtaining unit 15, configured to obtain first interruption information according to the first tok...

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Abstract

The invention discloses a method and a system for processing bank hotspot account transaction based on asynchronous token service. The method comprises the following steps: acquiring first account information; if the first account information is hotspot account information, obtaining first application information; obtaining first token information; obtaining first interruption information according to the first token information; controlling the first token information to be in an interrupt state according to the first interrupt information; when the first token information is in an interruption state, obtaining first change information, and controlling the first token information to be released from the interruption state; when the first token information is released from the interrupt state, obtaining first processing information; and performing service processing on the first account according to the first processing information. The technical problems that in the prior art, the overall processing performance of a system is affected by processing of the hotspot account, thread resources are occupied, the database crashes when the instant concurrent transaction volume of the hotspot account is too large, and the transaction success rate is affected are solved.

Description

technical field [0001] The invention relates to the field of bank transaction systems, in particular to a method and system for processing bank hot account transactions based on an asynchronous token service. Background technique [0002] In the process of bank transaction processing, there are a large number of concurrent operation requests for the same account in a short period of time (such accounts are generally called hot accounts). The core system of the bank now mostly adopts a distributed application system, and multi-threads process operation requests at the same time. Generally, in order to avoid data errors, when performing accounting processing, the data records of the account will be locked first in the same database transaction, and then the balance and registration details will be updated, and the lock will be released automatically after the database transaction is submitted; that is, only There is one thread resource to operate the account balance, and othe...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F9/50G06F9/46G06F9/52G06Q40/02G06Q40/04
CPCG06F9/5016G06F9/5022G06F9/466G06F9/524G06Q40/02G06Q40/04G06F2209/5018
Inventor 邢昊田磊
Owner CHINA CITIC BANK
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