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Fund transfer-out service control method and device, system, server and storage medium

A technology for fund transfer and business control, which is applied in the fields of systems, fund transfer business control methods, servers and storage media, and devices, can solve problems such as errors in witness verification, high-risk handling of large-amount transfer-out business, etc. The effect of improving reliability and accuracy and reducing business transaction risks

Pending Publication Date: 2021-07-30
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, it is easy for the bank operator to verify the "identity of witness certificate" based on experience and with eyes (to verify whether the sponsor of the large-amount fund transfer out business is consistent with the identity certificate bound to the transfer-out account). Wrong situation, which leads to high risks in the handling of large-amount transfer-out business

Method used

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  • Fund transfer-out service control method and device, system, server and storage medium
  • Fund transfer-out service control method and device, system, server and storage medium
  • Fund transfer-out service control method and device, system, server and storage medium

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Embodiment Construction

[0045] The scheme of this application is applicable to the relevant processing of large-amount fund transfer business involving large-amount fund withdrawal and transfer in the banking system, so as to more reliably verify the consistency of witnesses and certificates and transfer during the process of large-amount fund transfer business. The business handling willingness of the users who have withdrawn from the account can reduce the business handling risk of large-amount fund transfer business and improve the business handling reliability of large-amount fund transfer business.

[0046] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill...

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Abstract

The invention provides a fund transfer-out service control method and device, a system, a server and a storage medium. The method comprises the steps of obtaining service transaction information of a fund transfer-out service; under the condition that the fund transfer-out service belongs to the large fund transfer service, sending a network certificate verification request to a network certificate verification server, and the network certificate verification request is used for requesting to verify whether the identity document information of the target user is consistent with the network certificate; and if a network certificate verification result returned by the network certificate verification server for the network certificate verification request represents that the identity document information of the target user is consistent with the network certificate of the target user, executing the business handling of the fund transfer-out business. According to the method of the invention, the business risk of handling a large-amount fund transfer-out business by a bank can be reduced.

Description

technical field [0001] The present application relates to the technical field of banking business, and in particular to a method, device, system, server and storage medium for controlling funds transfer out. Background technique [0002] When transferring funds such as transfers or cash withdrawals at bank outlets, if the single amount or the accumulated amount within a certain period of time exceeds the set amount, the bank's handling personnel must conduct a large-scale verification of the transaction. Large-amount verification refers to the verification of the identity of the user of the transfer-out account with funds transferred and the true will of the user of the transfer-out account by the bank's business personnel. [0003] At present, the verification of large amounts is mainly carried out by the bank handlers by means of comparing the original ID card, collecting on-site images of the business handler, and asking for willingness. However, it is easy for the bank ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/10G06Q10/10G06Q40/02
CPCG06Q20/40145G06Q20/10G06Q10/103G06Q40/02
Inventor 许彬彬
Owner BANK OF CHINA
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