Large and medium-sized customer credit process monitoring system

Abstract

The invention discloses a large and medium-sized customer credit process monitoring system, which comprises a machine account system server, a loan server and an ODSB server, and is characterized in that a process monitoring database is established in the machine account system server, a loan auditing database is established in the machine account system server, an ODSB database is established in the ODSB server, and the loan auditing database is established in the ODSB server. Data sets in a process monitoring database, an in-loan auditing database and an ODSB database are defined and screened to obtain a combined data set, the combined data set is displayed through a unified visual data interface, and an effective project storage module, an in-process module, a loan project module, a revoked project module and an efficiency dimension module are set in the visual data interface. According to the invention, the whole-process real-time quantitative monitoring of each business is realized; plan management and control of three links of credit and loan scale management, expenditure approval and loan review are realized, and the planning performance of grassroots bank operation, the support strength of provincial banks on grassroots and the loan delivery quality and efficiency are greatly improved.

Description

technical field [0001] The invention relates to a banking business management system, in particular to a large and medium-sized customer credit process monitoring system. Background technique [0002] Bank credit is an economic activity in which a bank temporarily lends part of its deposits to enterprises and institutions for use, and collects certain interest within an agreed period of time. Credit business mainly includes elements such as object, amount, term, price, purpose, and guarantor. Large and medium-sized customers are one of the main objects of credit business, including enterprises and institutions, government agencies with operating and management functions, financial peers and other economic organizations, etc. [0003] The supervision of the credit business is particularly important to ensure the safety, liquidity and efficiency of the credit business. At present, each department within the bank adopts its own independent management system, that is, each sys...

AI Technical Summary

Problems solved by technology

Part of the process needs to be operated offline, and online management cannot be realized. Instead, it is supervised manually, and each part completes the operation independently. There is no unified coordination of all aspects of the entire credit process, resulting in untimely connection between various parts of the business, low work efficiency, and a great deal of trouble. Affected the rapid development of OUHK's medium-sized credit business

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