Data processing method and system

Abstract

The invention discloses a data processing method and system, and relates to the technical field of computers. A specific embodiment of the method comprises the steps of receiving payable item data corresponding to a user and sent by a third-party server; generating payable item detail information according to the payable item data, sending the payable item detail information to the client to be displayed to the user, and then receiving to-be-paid item information determined according to the payable item detail information; generating bill information according to the to-be-paid project information and verifying the bill information by using a token authentication mechanism; and deducting money corresponding to the bill information from the account of the user after successful verification,and sending the money to a corresponding third-party server. According to the embodiment of the invention, the detail of the payable item can be displayed to the user, so that the user can generate the bill of the payable item based on the selection, the bill is verified by using a token authentication mechanism, money deduction is carried out after verification succeeds, and the transaction security is ensured.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a data processing method and system. Background technique [0002] In daily life, it is often necessary to pay various fees (such as water fees, electricity fees, property fees, gas fees, traffic fines, etc.), and with the development of Internet technology, online payment or payment methods have gradually emerged and become an important Payment method. There are usually the following two payment or payment methods in the prior art: [0003] 1) The method of the user's initiative to pay or pay: the user actively inquires about the details of the payment items, and then pays one by one; [0004] 2) The method of contract withholding: After the user signs an agreement with the charging unit through the Internet platform (such as the online banking system), the charging unit initiates a deduction request on the deduction date, and the Internet platform directly deducts t...

AI Technical Summary

Problems solved by technology

[0006] 1) In the way that users take the initiative to pay or pay, for each fee, the user needs to check and pay one by one, and users often miss the payment, and the payment of multiple fees is easy to make customers feel cumbersome, and the user experience is relatively poor. Difference;

[0007] 2) In the method of contract withholding, users often cannot check each payment in time, and do not know much about the whereabouts of the funds. When customers realize that certain fees are in dispute, they often It has been deducted or due to aging reasons, it is difficult to recover, and the user experience is poor

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