Multi-account risk prevention and control method, system and device

A multi-account, risky technology, applied in the computer field, can solve the problems of user interruption and rejection rate increase, payment success rate and transaction success rate decrease, etc., to achieve the effect of reducing the interruption rate and improving accuracy

Active Publication Date: 2020-06-19
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
View PDF9 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

International business is often more complicated. Based on the complexity of international business and historical reasons, international business is usually based on the user's account. If a natural person has multiple accounts, this is undoubtedly a problem for risk control to identify users and user behavior. Catastrophic impact, which directly affects the credible model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruption, and even an increase in the rejection rate, resulting in a decline in the payment success rate and transaction success rate

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Multi-account risk prevention and control method, system and device
  • Multi-account risk prevention and control method, system and device
  • Multi-account risk prevention and control method, system and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0020] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments in this specification, not all of them. Based on the embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of this specification.

[0021] Although more and more businesses have achieved internationalization nowadays, international business is more complicated and has strong regional characteristics. International business is usually carried out in different regions, and different regions have different business domain systems, such as: the United States has the United States The business d...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a multi-account risk prevention and control method, system and device, and the method comprises the steps: setting a risk control account identification for each user, and enabling the risk prevention and control data of each user to be correlated in the risk control account identification; during risk prevention and control, an account identifier of an account to be subjected to risk prevention and control is acquired firstly, then a risk control account identifier of a corresponding user is acquired based on the account identifier, and risk prevention and control are performed on multiple accounts under the name of the user based on the risk control account identifier. The risk control account identifier can accumulate risk prevention and control data of one user,so that the unification of multiple accounts is realized, and the continuity of user behavior data, transaction data, asset use record data, equipment and other data which are subjected to data accumulation based on the account identifier is ensured.

Description

technical field [0001] This manual belongs to the field of computer technology, and in particular relates to a multi-account risk prevention and control method, system and equipment. Background technique [0002] With the development of globalization, global business is also constantly developing and improving. International business is often more complicated. Based on the complexity of international business and historical reasons, international business is usually based on the user's account. If a natural person has multiple accounts, it is undoubtedly difficult for risk control to identify users and user behavior. Catastrophic impact, which directly affects the credible model of risk control, risk identification and risk decision-making, which will lead to an increase in user interruption, and even an increase in the rejection rate, resulting in a decline in the payment success rate and transaction success rate. Contents of the invention [0003] The purpose of the emb...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q10/06
CPCG06Q20/4016G06Q30/0185
Inventor 向利
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap