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Contract-based payment data processing device and method

A payment data and processing device technology, applied in the Internet field, can solve problems such as payment mutual interference, complicated payment parameters, and inability to isolate, and achieve the effects of reducing maintenance costs, reducing complexity, and improving reliability

Active Publication Date: 2020-01-21
KOUBEI SHANGHAI INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This solution has obvious defects in the following two aspects: 1. If the merchant has multiple businesses that need to pay, it is very complicated to maintain these payment parameters; 2. Due to the inability to isolate multiple businesses, mutual interference may occur during payment

Method used

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  • Contract-based payment data processing device and method
  • Contract-based payment data processing device and method
  • Contract-based payment data processing device and method

Examples

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Embodiment Construction

[0040] Hereinafter, exemplary embodiments of the present disclosure will be described in more detail with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure can be implemented in various forms and should not be limited by the embodiments set forth herein. On the contrary, these embodiments are provided to enable a more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0041] figure 1 It shows a schematic structural diagram of a contract-based payment data processing device according to an embodiment of the present invention. Such as figure 1 As shown, the device includes: an inbound system 101, a contract system 102, and a payment system 103.

[0042] The inbound system 101 is suitable for deciding the payment parameters of each business in response to the business payment ...

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Abstract

The invention discloses a contract-based payment data processing device and method. The device comprises an admission system which is suitable for deciding payment parameters of each service accordingto multi-service and multi-channel service payment requirements of a merchant side and synchronizing the payment parameters of the multiple services to a contract system; a contract system suitablefor respectively managing a plurality of business protocols, wherein payment parameters of corresponding businesses are stored in each business protocol; responding to a payment parameter query request of the payment system, and returning payment parameters of the corresponding service to the payment system; a payment system suitable for sending a payment parameter query request to the contractsystem according to the service payment request of the user side; and performing payment logic processing on the business according to the payment parameters returned by the contract system. Based onthe scheme, a software architecture scheme with high cohesion and low coupling is realized, the maintenance cost of the platform is reduced, the reliability of a payment link is improved, the complexity of an e-commerce platform is effectively reduced, and expansion capability of the e-commerce platform is improved.

Description

Technical field [0001] The invention relates to the field of Internet technology, in particular to a contract-based payment data processing device and method. Background technique [0002] The traditional payment processing scheme is: when there are multiple sets of payment parameters on the merchant side, the merchant must select one of the payment parameters when purchasing the goods, and store the selected payment parameters as attributes of the merchant in the database. When a transaction occurs, the merchant obtains the corresponding payment parameters and completes the payment. There are two obvious shortcomings in this scheme: 1. If a merchant has multiple businesses that need to pay, it is very complicated to maintain these payment parameters; 2. Since multiple businesses cannot be isolated, mutual interference may occur during payment . Summary of the invention [0003] In view of the above problems, the present invention is proposed to provide a contract-based payment ...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/12
CPCG06Q20/38G06Q20/12
Inventor 陈松奎程思远
Owner KOUBEI SHANGHAI INFORMATION TECH CO LTD
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