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Non-application payment method and device, medium and electronic equipment

A technology for payment information and payment amount, applied in the field of information encryption

Active Publication Date: 2020-01-07
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In many cases, when the user's mobile terminal does not have an App, payment is also required. At present, there is a lack of a method that can realize mobile payment on the premise of ensuring the security of payment when the user's mobile terminal does not have an App.

Method used

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  • Non-application payment method and device, medium and electronic equipment
  • Non-application payment method and device, medium and electronic equipment
  • Non-application payment method and device, medium and electronic equipment

Examples

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Embodiment Construction

[0040] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present invention. Rather, they are merely examples of apparatuses and methods consistent with aspects of the invention as recited in the appended claims.

[0041] Furthermore, the drawings are merely schematic illustrations of the present disclosure and are not necessarily drawn to scale. The same reference numerals in the drawings denote the same or similar parts, and thus repeated descriptions thereof will be omitted. Some of the block diagrams shown in the drawings are functional entities and do not necessarily correspond to physically or logic...

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PUM

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Abstract

The invention relates to the field of information encryption, and discloses anon-application payment method and device, a medium and electronic equipment. The method comprises the following steps: receiving payment information sent by a second terminal; sending a password parameter generation request to afirst terminal, so that the first terminal generates a password parameter; receiving the password parameter sent by the first terminal; generating a first password according to the password parameter and the order information; sending an account acquisition request to the first terminal, so that the first terminal sends a user account; when an account encrypted by asecond password and sent by the first terminal is received, obtaining a user account of the first terminal by utilizing afirstpassword; and when the user account of the first terminal is matched with the identification information of the first terminal, transferring the payment amount from the user account of the first terminal to the user account of the second terminal. According to the method, payment under the condition that the user terminal is not provided with the application program is realized, and meanwhile, asthe sent user account is encrypted, the security of the payment process is improved.

Description

technical field [0001] The present disclosure relates to the technical field of information encryption, and in particular to an application-free payment method, device, medium and electronic equipment. Background technique [0002] With the advent of the mobile Internet, a large number of new information dissemination models and business models have emerged. Due to the continuous improvement of the security of mobile payment and the development of smart phones, mobile payment has quickly become popular among the public due to its convenience and efficiency, and has gradually integrated into people's lives. The cashless era has arrived. [0003] In the implementation of the existing technology, in order to be able to make mobile payment, the user must install an application program (Application, referred to as App) on his mobile terminal, that is, the user binds a specific account to the server of the payment institution through the App on his terminal. Two-way data transmis...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/382G06Q20/385G06Q20/401
Inventor 康昕煜陈源
Owner PING AN TECH (SHENZHEN) CO LTD
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