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Insurance data processing method and device based on block chains, equipment and storage medium

A blockchain and data technology, applied in the blockchain field, can solve the problem of low efficiency of insurance data processing, and achieve the effect of improving data processing efficiency, reducing labor costs and time-consuming

Active Publication Date: 2019-12-10
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present application provides a blockchain-based insurance data processing method, device, device, and storage medium, which can solve the problem of low insurance data processing efficiency in related technologies

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  • Insurance data processing method and device based on block chains, equipment and storage medium
  • Insurance data processing method and device based on block chains, equipment and storage medium
  • Insurance data processing method and device based on block chains, equipment and storage medium

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Embodiment Construction

[0041] In order to make the purpose, technical solution and advantages of the present application clearer, the implementation manners of the present application will be further described in detail below in conjunction with the accompanying drawings.

[0042] figure 1 It is a schematic diagram of the implementation environment of a blockchain-based insurance data processing method provided by the embodiment of this application, see figure 1 , the implementation environment may include multiple computer devices, the multiple computer devices may be multiple node devices in the blockchain system, and any node device in the blockchain system may execute the insurance data provided by the embodiment of the present application One or more steps in a processing method. The multiple computer devices may be multiple node devices belonging to the same organization, or multiple node devices belonging to different organizations. For example, the plurality of computer devices may all bel...

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Abstract

The invention discloses an insurance data processing method and device based on block chains, equipment and a storage medium, and belongs to the technical field of block chains. Based on a purchase request of a user for a target insurance product, the method comprises the following steps of generating a purchase intention contract on a blockchain system, obtaining a contract according to an authorized target data category in the contract; obtaining first data of the purchasing user from a block chain, so that the data stored in the block chain cannot be tampered and the obtained first data canbe effectively ensured to be real and effective; comparing the first data with forbidden condition information corresponding to the target insurance product; based on a comparison result, processingcontracts, in the insurance data processing mode, wherein the blockchain system automatically acquires the corresponding user data and forbidden condition information according to the contract, and compares the user data with the forbidden condition information without manual intervention, so that the labor cost and time consumption in the insurance data processing process are greatly reduced, anddata processing efficiency is improved.

Description

technical field [0001] The present application relates to the technical field of blockchain, in particular to a blockchain-based insurance data processing method, device, equipment and storage medium. Background technique [0002] Insurance is an effective way to avoid risks and reduce losses. With the development of insurance business, more and more users choose to purchase insurance products to provide long-term protection for themselves. Usually, when an insurance company receives a user's insurance application, it needs to process the insurance data, that is, the insurance company compares the user's personal information with the insurance product's insurance rules to determine whether the user can purchase the insurance product. [0003] At present, in the process of insurance data processing, professional underwriters are required to inquire about the personal information of each user, such as health status, economic status, etc., and then evaluate whether the user can...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q40/04
CPCG06Q40/04G06Q40/08
Inventor 王星雅
Owner TENCENT TECH (SHENZHEN) CO LTD
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