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Transaction data processing method for payment institution and equipment thereof

A technology of transaction data and processing methods, applied in the Internet field, can solve problems such as high single point failure risk and poor business continuity, and achieve the effect of reducing single point failure risk and improving business continuity

Pending Publication Date: 2019-09-27
NETSUNION CLEARING CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It can be seen that the existing accounting system architecture has the defects of high risk of single point failure and poor business continuity

Method used

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  • Transaction data processing method for payment institution and equipment thereof
  • Transaction data processing method for payment institution and equipment thereof
  • Transaction data processing method for payment institution and equipment thereof

Examples

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Embodiment Construction

[0029] Hereinafter, embodiments of the present disclosure will be described with reference to the drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0030] The terminology used herein is for the purpose of describing particular embodiments only, and is not intended to be limiting of the present disclosure. The terms "comprising", "comprising", etc. used herein indicate the presence of stated features,...

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Abstract

The invention provides a transaction data processing method for a payment institution. The method comprises the following steps: creating a plurality of data centers; for at least two data centers in the plurality of data centers, creating corresponding data center-level accounts for the target payment institutions respectively, the data center-level accounts supporting resource requirements of any fund inflow sub-account and / or fund outflow sub-account corresponding to the target payment institutions in the data centers; determining an available data center in the at least two data centers; and processing the transaction data from the target payment institution by using a data center level account created for the target payment institution for the available data center. The invention further discloses transaction data processing equipment for the payment institution, electronic equipment, a computer readable storage medium and a data processing system.

Description

technical field [0001] The present disclosure relates to the field of Internet technologies, and more specifically, to a transaction data processing method and equipment for payment institutions. Background technique [0002] Such as figure 1 As shown, although there are multiple transaction systems in the existing accounting system architecture, in order to solve the problem of data consistency, the account system in this system architecture generally adopts a single account system or a master and backup account system. The so-called single account system means that no matter how many data centers there are in the transaction system, only one account is created for a target payment institution such as a payment institution. The so-called primary and secondary account system refers to the creation of two primary and secondary accounts for a target payment institution for use. Among them, under the primary and secondary account system, if the primary account is normal, only...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04
CPCG06Q40/04
Inventor 张文瀚
Owner NETSUNION CLEARING CORP
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