A distributed bookkeeping method, device and system

Abstract

The invention provides a distributed accounting method, a distributed accounting system, as computer device and a computer readable storage medium, and relates to the technical field of finance. The method comprises: a master server calling a try interface of a first slave server and a try interface of a second slave server according to a service request message; the first slave server outputs first try interface return information according to the account legality, the account state and the available balance; the second slave server outputs second try interface return information according tothe account legality and the account state; and the transaction manager calls the first slave server and the second slave server according to the first try interface return information and the secondtry interface return information so as to realize a service corresponding to the service request message. According to the invention, when a part of nodes fail, the service continuity can be ensurednot to be influenced, and meanwhile, the defect that a centralized architecture depends on high-end software and hardware equipment is avoided.

Description

technical field [0001] The present invention relates to the field of financial technology, in particular to the payment technology in the financial field, and specifically relates to a distributed bookkeeping method, a distributed bookkeeping system, computer equipment, and a computer-readable storage medium. Background technique [0002] This section is intended to provide a background or context for implementations of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] After the launch of the second-generation payment system, in order to meet the needs of commercial banks' data concentration trend, its access method has transitioned from multi-point access and multi-point clearing to one-point access and one-point clearing. The second-generation payment system can currently support a peak of 500,000 visits to a single account per hour, which exceeds the peak business volume of commer...

AI Technical Summary

Problems solved by technology

[0006] Single-machine deployment has a high risk of single-point failure, which does not meet the needs of business continuity. With the rapid development of my country's social economy, increasingly frequent transaction activities have higher requirements for business continuity and reliability; in order to ensure the security and stability of the payment system to the greatest extent, Distributed deployment is required to improve processing performance and ensure business continuity requirements

[0007] 2) The resource utilization rate is low, and the performance needs to be further improved

[0008] When centralized bookkeeping and clearing, the two-stage submission of XA transactions is adopted, and all balances of debit and credit accounts need to be locked at the same time during database operations, which is not conducive to the full application of account resources; most payment services are concentrated among a few large banks. With the growth of business volume, there is a performance bottleneck in system liquidation processing

[0009] 3) Relying on high-end software and hardware equipment, which does not meet the requirements of the country's independent controllability

[0010] The centralized architecture relies heavily on high-end software and hardware equipment, and cannot flexibly adapt to the needs of diversified and flexible deployment, nor can it meet the national security requirements for independent and controllable key business information systems

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