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Re-insurance monthly statement data processing device and method and storage medium

A processing method and processing device technology, applied in the field of data analysis, can solve the problems of large system resource consumption and low monthly settlement efficiency, and achieve the effect of reducing system resource consumption and improving monthly settlement efficiency

Pending Publication Date: 2019-05-21
CHINA PING AN LIFE INSURANCE CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, the reinsurance system has many branches for calculating the self-retention amount, and the self-retention amount can only be calculated one by one at the time of monthly settlement, which makes the system resource consumption large and the monthly settlement efficiency is low

Method used

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  • Re-insurance monthly statement data processing device and method and storage medium
  • Re-insurance monthly statement data processing device and method and storage medium
  • Re-insurance monthly statement data processing device and method and storage medium

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Embodiment Construction

[0036] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0037] It should be noted that the descriptions involving "first", "second", etc. in the present invention are only for descriptive purposes, and should not be understood as indicating or implying their relative importance or implicitly indicating the number of indicated technical features . Thus, the features defined as "first" and "second" may explicitly or implicitly include at least one...

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Abstract

The invention relates to a data analysis technology, and discloses a re-insurance monthly statement data processing device and method and a storage medium, and the method comprises the steps: obtaining an insurance policy in a re-insurance system, carrying out the responsibility dimension splitting, and obtaining a guarantee project; Matching the guarantee project with a reserve fund algorithm table to obtain a reserve fund algorithm, respectively obtaining basic guarantee amounts corresponding to the guarantee project, and calculating a reserve fund based on the basic guarantee amounts and the corresponding reserve fund algorithm; respectively obtaining an effective guarantee amount corresponding to each guarantee project, respectively calculating a risk guarantee amount corresponding toeach guarantee project based on the effective guarantee amount and reserve fund, matching each guarantee project with a self-reserve algorithm table to obtain a self-reserve algorithm corresponding toeach guarantee project, and calculating the self-reserve amount based on the risk guarantee amount and the self-reserve algorithm. The insurance policies can be processed in batches, the self-remaining amount can be quickly calculated, and the monthly settlement efficiency is improved.

Description

technical field [0001] The present invention relates to the technical field of data analysis, in particular to a processing device, method and storage medium for reinsurance monthly statement data. Background technique [0002] For the insurance liability of each dangerous unit or a series of dangerous units, the ceding parties allocate it according to a certain calculation basis through the contract, and the liability limit determined by the ceding company according to its own solvency is called the self-retained amount. The main function of the insurance company's reinsurance system is to transfer the risks undertaken by the company to the reinsurance company. At present, the reinsurance system has many calculation branches for self-retention, and the self-retention can only be calculated one by one at the time of monthly settlement, resulting in high consumption of system resources and low monthly settlement efficiency. Contents of the invention [0003] The purpose of...

Claims

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Application Information

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IPC IPC(8): G06F16/22G06F16/2458G06Q40/08
Inventor 刘丽霞
Owner CHINA PING AN LIFE INSURANCE CO LTD
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