Self-service type financial service device and system

Abstract

The invention discloses a self-service type financial service device and system. The self-service type financial service device comprises a self-service service terminal, a background server, a monitoring unit in a financial trade device, and a display unit for displaying a target image sent by the background server. The self-service service terminal comprises a basic input unit, an identity collecting unit and an individual information output unit. The self-service device can handle cash / non-cash, domestic currency / foreign currency, individual / public and other banking business so that tradeswhich can only be handled manually or handled on non-self-service machines in the past can be realized on the new self-service device through the integration of various autonomous modules; the business process is optimized through the development of an intelligent device and system, business operation is more intelligent and simpler, and therefore client business handling is more rapid; by means of the software and hardware technology and background service system on the aspects of various types of devices, communication and the like, the unmanned banking and manned service concept is realized.

Description

technical field [0001] The invention relates to a financial service system, in particular to a self-service financial service device and system. Background technique [0002] In the early days, banks used manual tellers as the main service method. Later, automatic teller machines (ATM), point-of-sale terminals (POS), and self-service inquiry machines gradually appeared. At present, the process banking technology widely used by banks can support various channels for initiation, such as manual initiation by bank business personnel through the counter, or self-initiated services by customers through the bank's self-service machines, such as personal lump-sum deposits and withdrawals, and account status inquiries. , pay water and electricity insurance premiums, self-service transfers, etc. [0003] At present, the widely used process banking technology focuses on the sorting and optimization of the entire process, and the accepted business mainly supports some common initiation...

AI Technical Summary

Problems solved by technology

[0004] The channels for technical support of existing process banks are limited, and the supported businesses are not diversified enough

Many businesses can only be initiated through the counter, which cannot effectively reduce the number of tellers in bank outlets, nor can it greatly reduce the processing time of tellers in bank outlets.

In addition, most of the existing banking machines and tools are developed to meet a small number of special businesses. Due to the limitation of technical function modules, they cannot support diversified businesses.

Moreover, the existing process banking technology cannot effectively reduce the number of branch business personnel and reduce the operating cost of the branch.

For example, destroy or modify the cash outlet of the self-service terminal, so that the cash outlet of the self-service terminal cannot be opened normally or the banknotes in the cash outlet cannot be taken by the user immediately

Images