Supervision payment system and method

Abstract

The invention discloses a supervision payment system and method, and relates to the technical field of financial management and control. The supervision payment system comprises a server side, a supervision side and a payment side, wherein the server side and the data system of a financial department are connected in real time; the server side comprises a fund supervision circle directory table and a general ledger general table; the supervision side comprises a fund supervision circle establishment module, a supervision module, a project fund expenditure detail module, a project fund expenditure general ledger module, a fund supervision circle income detail module and a fund supervision circle expenditure detail module; and the payment side comprises a payment side, a project payment detail module, a cash payment detail module and a cash income detail module. The system can be widely suitable for all network payment platforms, the safety of user funds can be effectively protected, thesupervision system gathers and integrates income and expense data, a scientific analysis result is provided for "supervised people" and "superintendents", and the reasonable consumption habit of supervision families and organizations can be effectively planned.

Description

technical field [0001] The invention relates to the technical field of financial management and control, in particular to a supervision and payment system and method. Background technique [0002] The payment systems currently used in the market generally only have the functions of collection, payment, and transfer. [0003] The disadvantages of the current payment system are: 1. It only has the functions of collection, payment, and transfer, and the function is single. 2. It does not use the big data of the payment system to carry out relevant classification, concentration, and analysis to establish the general ledger sub-ledger of user consumption categories and funds within a certain period of time. The general ledger of individual fund consumption of users in the supervision circle is sub-ledger and guides customers' rational consumption. Third, the user's fund income and expenditure cannot be fed back to the relevant third-party "supervisor" in a timely manner, so that ...

AI Technical Summary

Problems solved by technology

[0003] The disadvantages of the current payment system are: 1. It only has the functions of collection, payment, and transfer, and the function is single. 2. It does not use the big data of the payment system to carry out relevant classification, concentration, and analysis to establish the general ledger sub-ledger of user consumption categories and funds within a certain period of time. The general ledger of individual fund consumption of users in the supervision circle is sub-ledger and guides customers' rational consumption. Third, the user's fund income and expenditure cannot be fed back to the relevant third-party "supervisor" in a timely manner, so that the fund "supervisor" can grasp the "supervised" in real time. Income and expenditure information of "people" funds, and use third-party monitoring and management of fund income and expenditure activities. Fourth, there is a lack of monitoring and management of cash income and expenditure, and incomplete fund management. Fifth, almost every mobile phone is now bound to a bank card. Once the mobile phone is lost or the account information is leaked, there will be a risk of causing the user to lose money

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