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Card issuing method and system

A technology for issuing cards and card numbers, applied in the field of card issuing methods and systems, which can solve problems such as inability to consume, inability to use on a large scale, and buying a piece of clothing

Inactive Publication Date: 2018-01-16
GUANGZHOU MIDDLEWAY TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] The existing card issuance system has the following defects. For example, airline mileage points can only be exchanged for gifts or air tickets within the company, and cannot be widely used, such as buying a bottle of soda or a piece of clothing, etc.
[0003] City bus cards, such as Shenzhen Tong, Guangzhou Yangchengtong, and Octopus in Hong Kong, can only be used in local public transportation, and cannot be consumed nationwide, such as beverages and snacks cannot be purchased in retail stores across the country
[0004] A certain bank in Singapore, his bank customers have accounts in the bank, but when the customers travel to China, they cannot use their bank funds to shop in China

Method used

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  • Card issuing method and system

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0044] Such as figure 1 As shown, in the first embodiment:

[0045] 1: How to issue physical UnionPay cards

[0046] (1): The bank accounting system A connects with the third-party card issuing system B, associates the bank account A (such as 887766554433) with a card number of a UnionPay card starting with 62 in the card issuing system (such as 6212345678901234), and issues a card number 6212345678901234 UnionPay card to the bank's customers.

[0047] (2) The customer holds the UnionPay card 6212345678901234 to spend on the POS machine of a UnionPay domestic merchant, for example, to buy a piece of clothing worth RMB 100, and the POS sends the consumption of RMB 100 with the card 6212345678901234 to the UnionPay acquiring network;

[0048] (3) The UnionPay acquiring network sends the transaction to the corresponding third-party card issuing system according to the card number 6212345678901234, and the UnionPay system or the third-party card issuing system converts RMB 100 i...

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PUM

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Abstract

The invention relates to a card issuing method, which comprises the steps that a card issuing system comprises a third-party card issuing system, an international acquiring network, a merchant terminal and a server, wherein the third-party card issuing system is connected with the international acquiring network; the third-party card issuing system is connected with the server; the international acquiring network is connected with the merchant terminal; and the third-party card issuing system is used for realizing amount conversion and realizing a settlement function with the international acquiring network.

Description

technical field [0001] The invention relates to the technical field of electronic transactions, in particular to a card issuing method and system. Background technique [0002] The existing card issuance system has the following defects. For example, airline mileage points can only be exchanged for gifts or air tickets within the company, and cannot be widely used, such as buying a bottle of soda or buying a piece of clothing. [0003] City bus cards, such as Shenzhen Tong, Guangzhou Yangchengtong, and Hong Kong’s Octopus, can only be used for local public transportation, and cannot be consumed nationwide, such as beverages and snacks cannot be purchased in retail stores across the country. [0004] For a bank in Singapore, his bank customers have accounts in the bank, but when the customers travel to China, they cannot use their bank funds to shop in China. Contents of the invention [0005] In view of this, the present invention proposes a card-issuing method and system...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06Q20/34
Inventor 林少雄
Owner GUANGZHOU MIDDLEWAY TECH
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