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Value card information sharing method and system

A stored-value card and user technology, which is applied in the field of a stored-value card sharing method with a security mechanism and a system thereof, can solve problems such as the use limitation of the stored-value card, and achieve the effect of solving the use limitation.

Inactive Publication Date: 2017-11-28
北京初识科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The present invention realizes a stored-value card sharing method and system with a security authentication mechanism, and solves the limitations of using stored-value cards in the prior art and the security problems faced by shared stored-value cards

Method used

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  • Value card information sharing method and system
  • Value card information sharing method and system
  • Value card information sharing method and system

Examples

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Embodiment Construction

[0112] The stored-value card in the present invention is a consumption voucher registered by a user at a merchant, and the voucher may correspond to a physical entity card, or may correspond to a virtual "electronic card" without an entity card. Based on the consumption certificate, the user can make consumption and payment at the merchant by pre-depositing the amount and / or enjoying discounts, or even repaying after consumption like a credit card on the consumption certificate. The shared stored-value card refers to the above consumption vouchers, which can be consumed and paid not only by the card purchaser, but also by relatives, friends, strangers and other users. The present invention will guarantee the safety of all users of the above-mentioned shared stored-value card through a corresponding security mechanism.

[0113] 1. Roles and relationships in the method and system:

[0114] The method of the present invention and its system include at least the following roles: ...

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Abstract

The invention provides a value card sharing method and system based on a security mechanism. A merchant issues a value card, and a card purchasing user registers and purchases the value card. The value card is not limited to consumption payment by the card purchasing user. The card purchasing user of the value card can designate a sharing object to use the value card, and the sharing object can be a kinsfolk user or a stranger user. Meanwhile, in order to ensure the security of all the users using the value card for consumption payment, identity authentication matched with the shared value card is released, and the identity authentication is based on high-security fingerprint collection and fingerprint matching. Through the value card sharing method and system, one value card can be securely shared and used by multiple users.

Description

[0001] field [0002] The invention relates to a stored-value card information sharing method and system thereof, in particular to a stored-value card sharing method and system with a security mechanism. Background technique [0003] In today's society, the existing way of using stored-value card products is as follows: consumers pre-deposit a certain amount of money to the stored-value card issuing company to get the stored-value card, and get the discount or gift specified by the merchant. The balance in the stored-value card can be used for subsequent Consumption. This type of stored-value card products has been widely accepted by merchants and consumers in the market. In 2016, the national stored-value card sales scale reached more than 700 billion yuan in the retail industry alone. However, due to the following reasons, the sales of stored-value cards have been declining in recent years, and consumers' acceptance of traditional stored-value card products has also been de...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06Q20/36G06Q20/40G06K9/00
CPCG06Q20/34G06Q20/36G06Q20/40145G06V40/1365
Inventor 陈建伟
Owner 北京初识科技有限公司
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