Credit auditing method and credit auditing system in bulk commodity logistics and supply chain management

Abstract

The invention relates to the field of a credit management and auditing system in bulk commodity logistics and supply chain management, and provides a credit auditing method and a credit auditing system in bulk commodity logistics and supply chain management, wherein the credit auditing method and the credit auditing system have advantages of high safety and high order auditing efficiency. Particularly the credit auditing method comprises the steps of S1, establishing a selling order; S2, successively performing blacklist auditing and white list auditing on a client, if the client belongs to the blacklist, freezing a selling order, and if the client belongs to the white list, releasing the selling order, and otherwise, entering a step S3; and S3, performing credit auditing, if the credit auditing is not passed, freezing the selling order, and if credit auditing is passed, releasing the selling order. According to the credit auditing method and the credit auditing system, through establishing a unified credit management platform, functions such as online credit applying, auditing, credit checking, network bank fund checking and account verification are realized. Furthermore high flexibility and high expandability are realized. The credit auditing system is integrated with a network bank interface.

Description

technical field [0001] This patent relates to the field of credit management and approval system in bulk commodity sales in modern logistics, more specifically, it is a credit verification method and system in bulk commodity logistics and supply chain management. Background technique [0002] Ordinary commodity sales are relatively simple, and are generally spot and cash transactions. Even online sales only increase the fund custody system. In this process, there is no need to review the buyer's credit rating. However, the sales of bulk commodities are very complicated, such as oil products, coal, metals or grain sales, which involve a large number of futures transactions, so it is necessary to review the credit rating of buyers. Even in such sales, involving cash transactions, there are many restrictions due to the large transaction amount and the complicated relationship between the seller and the buyer. [0003] In the existing mode of operation, manual review is general...

AI Technical Summary

Problems solved by technology

However, if the control is too strict, it will seriously affect the development of business and limit the flexibility of sales.

Many existing companies are powerless to do this, and can only use risk control methods to control losses within a certain percentage, but cannot completely avoid this risk

Images