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Identity authentication method and apparatus as well as mobile payment method and device

An identity authentication device and mobile payment technology, applied in the payment system, protocol authorization, etc., can solve problems such as endangering account security and account information leakage, and achieve the effect of overcoming account information leakage and ensuring security

Inactive Publication Date: 2016-12-07
WATCHDATA SYST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This requires both the payer and the payee to be equipped with a scanning device for scanning the QR code, and because the QR code is likely to carry some malicious links in the URL, it is easy to cause account information leakage, thereby endangering account security

Method used

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  • Identity authentication method and apparatus as well as mobile payment method and device
  • Identity authentication method and apparatus as well as mobile payment method and device
  • Identity authentication method and apparatus as well as mobile payment method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0070] figure 2 It is a schematic flowchart of an identity authentication method for a first device to verify whether the identity of a second device is legal provided in Embodiment 1 of the present invention. like figure 2 As shown, the identity authentication method includes the following steps:

[0071] S201. When the first device and the second device move together according to a random trajectory, generate motion data of the first device according to the movement trajectory of the first device monitored by the first position detection device, and generate motion data of the first device according to the first device monitored by the second position detection device The motion track of the second device generates the motion data of the second device:

[0072] When the first device and the second device move together according to a random trajectory, the first position detection device monitors the motion trajectory of the first device, and the second position detection...

Embodiment 2

[0108] It should be noted that, similar to the identity authentication method provided by the present invention, the identity authentication device provided by Embodiment 2 of the present invention is also applied to a mobile payment system, and the mobile payment system is figure 1 structure shown. It includes at least a first device 11 and a second device 12, the first device 11 is provided with a first position detection device for monitoring the movement track of the first device, and the second device 12 is provided with a device for monitoring the second device The second position detection device of the motion track.

[0109] It should be noted that the identity authentication device provided in the embodiment of the present invention may only include the first identity authentication device set in the first device, or may only include the second identity authentication device set in the second device, or may be both It includes a first identity authentication device a...

Embodiment 3

[0124] Figure 7 It is a schematic flow diagram of the mobile payment method provided by Embodiment 3 of the present invention, as Figure 7 As shown, the mobile payment methods include:

[0125] S701. Input a payment request on the first device, and input a collection request on the second device:

[0126] As an example, in the embodiment of the present invention, it is set that the first device is a payment device, and the second device is a collection device.

[0127] It should be noted that both the first device and the second device are provided with an input device, through which the user inputs a payment request on the first device and a payment collection request on the second device.

[0128] It should be noted that the input means may be physical keys provided on the first device and the second device. Additionally, the payment request includes the payment amount.

[0129] S702. Implement identity authentication of the first device and / or the second device accord...

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Abstract

The invention provides an identity authentication method and apparatus. The method comprises the steps of generating motion data of a first device according to a motion track monitored by a first position detection apparatus and generating motion data of a second device according to a motion track monitored by a second position detection apparatus when the first device and the second device move together according to a random track; receiving the motion data of the second device by the first device and detecting whether the motion data of the first device is consistent with that of the second device or not, and / or, receiving the motion data of the first device by the second device and detecting whether the motion data of the first device is consistent with that of the second device or not; and when a detection result of the first device is yes, indicating that identity authentication of the second device is passed, and when a detection result of the second device is yes, indicating that identity authentication of the first device is passed. By utilizing the identity authentication method provided by the invention, the trading security is ensured in hardware entity. The invention furthermore provides a mobile payment method and device.

Description

technical field [0001] The present invention relates to the field of mobile payment, in particular to an identity authentication method and device, and a mobile payment method and device based on the identity authentication method. Background technique [0002] With the development of mobile terminals, it is more and more popular to use mobile terminals as payment tools for shopping and consumption. Therefore, mobile payment has become an increasingly important payment method. [0003] Mobile payment mainly includes remote payment and near-field payment. The immediacy of remote payment response is low, so it cannot replace the traditional cash payment method. Although the current near-field payment can replace the traditional cash payment method, the process of the near-field payment The identity authentication only relies on the identity security authentication of the software layer of the mobile terminal, and this identity security authentication method that relies on the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
Inventor 马艳伟
Owner WATCHDATA SYST
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