Information identification method, information identification equipment and user terminal

Abstract

An embodiment of the invention provides an information identification method, information identification equipment and user terminal. The method includes the steps of: obtaining a first behavior parameter of a user terminal, the first behavior parameter including position information of the user terminal and time information corresponding to the position information, and building a behavior analysis model of the user terminal according to the first behavior parameter of the user terminal; obtaining a second behavior parameter of the user terminal, the second behavior parameter including position information when the user terminal executes a current on-line service and time information corresponding to the position information, and determining whether to allow the user terminal to execute the current on-line service according to the second behavior parameter of the user terminal and the behavior analysis model of the user terminal. The information identification method, information identification equipment and user terminal provided by the embodiment of the invention can effectively improve security of executing the on-line service.

Description

technical field [0001] The invention relates to the field of mobile Internet, in particular to an information identification method, an information identification device and a user terminal. Background technique [0002] With the rapid development of the mobile Internet, for example, the current 3G and 4G networks have covered most areas, and the popularity of smart terminals is getting higher and higher. More and more people use smart terminals to handle daily mobile application services, such as Office, shopping, remittance, payment of public utilities, etc. Among them, the fastest-growing online payment business brought by online shopping, such as WeChat payment, mobile phone Taobao, etc. [0003] The use of smart terminals for mobile applications, such as online payment services, is convenient and fast, but security has always attracted attention. Not only users are concerned about the security of mobile payments, but operators, banks, and merchants are also very concer...

AI Technical Summary

Problems solved by technology

But the direct result of this is that every transaction requires the customer to request a verification code and enter the verification code to trade, and the time for entering the verification code is also limited, and it will become invalid when it expires, which increases the cumbersomeness of user operations. At the same time, the user's mobile phone must be kept Power on and cannot be in arrears;

[0006] 3. Reminders for large consumption amounts. Some financial institutions will send SMS reminders to consumers for each purchase, telling consumers the transaction amount and transaction location. If there is any transaction abnormality, consumers will take the initiative to call the police or perform other operations. However, this setting is still unable to avoid fraudulent brushing after the occurrence of fraudulent brushing, and cannot increase the security of mobile payment;

[0011] To sum up, the security measures for user terminals in mobile applications in the prior art are not perfect enough, either the security effect is poor, or the operation is too complicated, which affects the user experience

Images