Consumption capital gain method and system

Abstract

The invention discloses a consumption capital gain method. The consumption capital gain method includes the steps that a consumer performs consumption in an alliance commercial tenant and settles an account through a Unionpay POS; the Unionpay POS obtains consumption information of the consumer in real time, wherein the consumption information includes consumption amount and consumer identification; the Unionpay POS calculates consumption capital according to the consumption information and transmits the consumption capital to a database of the Unionpay POS; a Unionpay acquiring platform performs liquidation on the database of the Unionpay POS by appointment, and transfers the consumption information and the liquidated consumption capital to a consumption capital operating platform. The invention further discloses a consumption capital gain system. By the adoption of the consumption capital gain method and system, the consumption capital can be directly obtained from a product sale terminal, gain processing is carried out on the consumption capital, it is unnecessary to issue membership cards, and all consumers can directly take part.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a consumption capital value-added method and a consumption capital value-added system. Background technique [0002] China's pension gap is becoming more and more serious, and more and more relevant reports appear in the newspapers. The World Bank predicts that China's future pension insurance revenue and expenditure gap will be as high as 9.15 trillion yuan! Premier Wen Jiabao once said in the government work report that "we should vigorously develop social welfare and charity, and increase the national social security fund through multiple channels", and the pension issue has become one of the social issues that the government attaches great importance to. [0003] In 2005, economist Professor Chen Yu put forward the theory of "consumption capitalization", thinking that any product, from raw materials to processing and production, to logistics and sales, has obtained cor...

AI Technical Summary

Problems solved by technology

[0004] At present, consumer capital at home and abroad is reflected in the form of points. However, points are only a number on the book and have no actual value. They need to be settled with the consumer terminal, that is, the merchant, to be valuable.

In reality, a large number of consumers get consumption points from countless merchants every day. Since there is no unified identification standard for consumer capital, coupled with a series of problems such as the integrity of the enterprise and the survival time of the enterprise, it is only a matter of making consumer capital generate income. Theoretical expectations, unable to be put into practice

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