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Payment method and payment system on basis of NFC (near field communication)

A payment system and payment terminal technology, applied in the field of NFC-based payment methods and systems, can solve problems such as inapplicability, and achieve the effects of improving efficiency, payment process safety, and simple operation steps

Inactive Publication Date: 2014-10-29
LE SHI ZHI ZIN ELECTRONIC TECHNOLOGY (TIANJIN) LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The technical problem to be solved by the present invention is to provide a payment method and system based on NFC, which uses the near-field communication characteristics of NFC to solve the problem that online payment in the prior art is not applicable to terminal devices such as smart TVs, and is more convenient for smart TV users Make online payment, improve the efficiency of online payment for smart TV users, and the security of the payment operation based on the near field communication is higher

Method used

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  • Payment method and payment system on basis of NFC (near field communication)
  • Payment method and payment system on basis of NFC (near field communication)
  • Payment method and payment system on basis of NFC (near field communication)

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Embodiment Construction

[0063] In order to make the above objects, features and advantages of the present invention more comprehensible, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0064] First, a brief introduction is made to the NFC involved in the present invention.

[0065] NFC is the abbreviation of Near Field Communication, commonly known as near field communication. It is a short-range high-frequency wireless communication technology working in the 13.56MHz frequency band. Compatible with RFID. The NFC chip can integrate non-contact card readers, non-contact smart cards and point-to-point communication functions, and can establish a near-field communication connection between NFC devices (devices equipped with NFC chips) within a range of about 10cm. It is 106kbit / s, 212kbit / s, 424kbit / s, and can even be increased to 848kbit / s. NFC adopts two-way identification and connection. There is no fixed mast...

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Abstract

The invention provides a payment method and a payment system on the basis of NFC (near field communication). The payment system comprises a paid-side device with an NFC chip and a payment-side device with an NFC chip. Applied to the paid-side device, the payment method includes receiving a request for purchasing a designated commodity object and generating an order according to property of sales of the commodity object selected by a user; extracting information of the order to generate a payment request after receiving order submission confirmation; sending a request for building communication connection to the payment-side device to build near field communication between the paid-side device and the payment-side device; sending the payment request to the payment-side device to allow the payment-side device to execute a payment operation; and receiving payment completing information fed from the payment-side device and performing subsequent operations on corresponding order according to the payment completing information. The payment method and the payment system on the basis of NFC bring convenience for users of intelligent TV to do online payment so as to improve online payment efficiency thereof, and further improve safety of the NFC-based payment operation.

Description

technical field [0001] The present invention relates to the field of financial payment, in particular, to an NFC-based payment method and system. Background technique [0002] With the development of electronic information technology, there are more and more consumptions based on the Internet, which in turn drives the development of online payment services. [0003] Existing online payment services include payment through online banking, payment through payment applications similar to Alipay, and the like. [0004] These online payment methods all install payment applications in terminal devices, such as installing Alipay in mobile phones. When shopping online through mobile phones, you can directly use Alipay for payment. [0005] Smart TV is also a kind of terminal device. With the popularization and application of smart TV, there will also be some paid items on smart TV, such as shopping in TV mall and paying service fees. Although current smart TVs are generally equipp...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G07G1/00
CPCG06Q20/16G06Q20/3278G07G1/0009
Inventor 于燕
Owner LE SHI ZHI ZIN ELECTRONIC TECHNOLOGY (TIANJIN) LTD
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