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Payment device and payment method

A technology of payment equipment and audio equipment, which is applied in the direction of using coded identification cards or credit cards, etc., can solve the problems of difficulty in widespread application, electronic payment relying on computers, and high requirements, and achieve the effect of convenient expansion.

Active Publication Date: 2017-12-26
NATIONZ TECH INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention provides a payment device and a payment method, which can be connected through an audio interface to realize payment, and solve the problem that the existing electronic payment relies on computers and has risks, and the smart phone-based payment method has high requirements for hardware and software, which makes it difficult to be widely used

Method used

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  • Payment device and payment method
  • Payment device and payment method

Examples

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Embodiment Construction

[0042] The main idea of ​​the present invention is to use the audio interface to connect the payment device, so that the payment device does not depend on the computer, and the payment can be realized on the mobile terminal without the USB interface. Before using the audio interface for data communication, first identify the microphone pole and ground pole in the audio interface, and then connect the audio signal sending unit in the external device with the identified microphone pole, and connect the status of the external device with the identified ground pole Docking, after the correct docking, combined with digital-to-analog / analog-to-digital conversion to perform data communication between the external device and the audio device, so that the payment device can be commonly used on different audio devices.

[0043] Such as figure 1 As shown, it is a schematic diagram of the payment device provided by the embodiment of the technical solution; the payment device includes a ma...

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PUM

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Abstract

The invention discloses a payment device and a payment method. The payment device is connected to a mobile device through an audio device, and a signal processing module converts an audio signal into a digital signal and outputs it to the payment device, and converts the digital signal into an audio signal and outputs it to the mobile device to realize payment. The device and the mobile device exchange information through audio signals; through the above technical solutions, the present invention solves the problem that the electronic payment system in the prior art relies on a computer and is inconvenient to carry, and many mobile devices do not have a USB interface and cannot realize payment; at the same time, Before the signal is processed, it also includes identifying the microphone pole and the ground pole of the audio interface, so as to solve the problem that the position of the microphone pole and the ground pole in the audio interface of different audio devices may be different, resulting in the failure of data communication between the audio device and the payment device.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a device and a payment method for realizing payment through an audio interface. Background technique [0002] At present, electronic payment channels are more and more widely used. The existing electronic payment methods are almost all connected to the computer through the USB interface, which can be roughly divided into the following types: Internet-based online payment, POS machine-based payment, and some smart-based payment methods. Mobile payment. [0003] However, there are serious hidden dangers in online payment such as viruses and hackers. In addition, online payment and POS machine payment rely on computers, which is not conducive to portability. Although smart phone-based payment methods are convenient to carry, but smart phone-based Payment has relatively high requirements on hardware and software, which can only be used by some mobile phones. Moreover, the USB interface...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F7/10
Inventor 林锋
Owner NATIONZ TECH INC
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