Multi-operating system platform and mobile payment equipment E-bank USB key and working method thereof

Abstract

The invention relates to a multi-operating system platform and mobile payment equipment E-bank USB key as a second-generation E-bank active USB key for use, and a working method of the USB key. The USB key comprises a miniUSB3.0 interface, a security control module, a display module, an MFI (Money Flow Index) authentication module, a 5V lithium battery and a button part, wherein the miniUSB3.0 interface and a corresponding data connecting line are mated for use so as to realize physical connection with various mobile equipment and PCs (Personal Computers); the security control module is used for providing code service for upper E-bank application; the MFI authentication module is used for completing the equipment authentication of iOS serial equipment to the USB key; and an active USB key is provided with the battery, supports the working mode of main equipment, and can adapt to diversification of the mobile equipment and operating system platforms in the field of security mobile payment, so that the problems that an iOS system, an Android system and other mobile equipment can not protect the security of the USB key-based E-bank application can be thoroughly solved, thus providing uniform, effective and reliable security service for the mobile payment.

Description

technical field [0001] The invention relates to a second-generation online banking U-shield, in particular to an online banking U-shield as a multi-operating system platform and mobile payment device used as an online banking U-shield and a working method thereof. Background technique [0002] The online banking USB-Shield is the authentication medium for the user's personal identity confirmation during online transactions. It has the functions of digital signature and identity authentication, and is an important tool to protect the security of online bank account funds. On the basis of the first-generation USB-Shield, the online banking second-generation USB-Shield adds a visual LCD screen and user buttons, which can display key transaction information such as transaction amount and transaction account number. The user needs to press the button for a second confirmation before completing the operation. Compared with Shield, it can more effectively prevent all kinds of Troja...

AI Technical Summary

Problems solved by technology

However, with the widespread application of mobile payment, mobile payment devices such as smartphones and tablets have the characteristics of diverse operating systems (iOS, Android, Windows Mobile, etc.) and communication interfaces, and most of these mobile payment devices are based on slave devices (Slave ) working mode, the existing second-generation U-shield of online banking is limited by various aspects such as physical interface, power supply mode, working mode, operating platform, etc., and cannot be applied to various mobile payment devices, which greatly limits the application of secure mobile payment

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