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Loan capital real-time settlement method of physical distribution companies and system thereof

A technology for logistics companies and payment for goods, which is applied in the field of payment settlement methods and systems for logistics companies, can solve problems such as low capital circulation efficiency, and achieve the effects of speeding up capital circulation and settlement, facilitating account reconciliation, and ensuring security.

Inactive Publication Date: 2010-03-24
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0015] The purpose of the present invention is to provide a real-time clearing method of logistics company payment funds to solve the problem of low capital transfer efficiency between logistics agents and logistics companies in the prior art
[0016] Another object of the present invention is to provide a real-time clearing system for logistics company payment and funds to solve the problem of low capital transfer efficiency between logistics agents and logistics companies in the prior art

Method used

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  • Loan capital real-time settlement method of physical distribution companies and system thereof
  • Loan capital real-time settlement method of physical distribution companies and system thereof
  • Loan capital real-time settlement method of physical distribution companies and system thereof

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Embodiment Construction

[0040] The principle of the present invention is to use the third-party payment platform to carry out real-time liquidation of the payment between the logistics company and the logistics agent, thereby improving the capital flow and liquidation speed between the logistics company and the logistics agent. The third-party payment platform described in the present invention is a transaction payment platform provided by third-party independent institutions that have signed contracts with major banks at home and abroad and have certain strength and reputation guarantee, similar to Alipay. It can provide some main functions as follows:

[0041] 1. The user can recharge the bank account amount to the user's third-party payment platform account by using online banking and other channels.

[0042] 2. After purchasing the goods, the buyer can use the account provided by the third-party payment platform to pay for the goods, and transfer the payment to the seller's third-party payment pl...

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Abstract

The invention provides a loan capital real-time settlement method of physical distribution companies and a system thereof. The method comprises a withholding protocol signing process and a load real-time settlement process. The withholding protocol signing process comprises the following steps: a third party payment platform is provided; the third party payment platform provides the respective payment accounts for the physical distribution company and the physical distribution agent; the third party payment platform, the physical distribution company and an operator assigned by the physical distribution agent sign the committal withholding protocol; and the third party platform retains the contents of the committal withholding protocol. The load real-time settlement process comprises the following steps: the physical distribution company transmits a withholding command to the third party payment platform; the third party payment platform verifies the withholding command according to the committal withholding protocol; and if passing the verification, the third party payment platform transfers money from the account of the physical distribution agent to the account of the physical distribution company. The invention can greatly increase the speeds of capital flow and settlement between the physical distribution company and the physical distribution agent.

Description

technical field [0001] The invention relates to a logistics company payment settlement method and system thereof, in particular to a logistics company payment settlement method and system capable of real-time settlement of payment funds. Background technique [0002] Today, with increasingly frequent business activities, logistics transportation has occupied an important position in modern economic life. Logistics refers to the entire process of goods transfer from the factory warehouse to the consignee. The efficiency and quality of logistics transportation services are high and low. It directly affects the production and operation of various enterprises. [0003] With the deepening of market-oriented reforms, the logistics industry in my country is no longer simply a collection of transportation, warehousing, loading and unloading, handling, packaging, processing, and distribution. Development in the direction of function, scale and networking. [0004] Such as the nation...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q10/08G06Q40/00
CPCG06Q20/02G06Q40/12G06Q40/02G06Q20/3572G06Q40/10G06Q20/40
Inventor 章政华丁祥龙
Owner ALIBABA GRP HLDG LTD
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