Bank counter transaction process implementing method, transaction system and customer terminal

Abstract

The invention relates to a realizing method for a bank counter transaction process, a bank counter transaction system and a client terminal. The method comprises the following steps: the bank counter transaction system receives input transaction information and executes transaction operation; corresponding operation information is acquired and transmitted to the client terminal for display; a transaction confirmation prompt is displayed on the client terminal; when receiving confirmation prompt input into the client terminal, the sequent treatment of the transaction operation is executed. The transaction system comprises a counter terminal interface, a client terminal interface, an executing module, an acquisition module and a confirmation module. The client terminal comprises a system interface, an information prompt module and an information input module. The transaction system and the client terminal are cooperated to execute the realizing method for a bank counter transaction process. In the invention, the operation information which is carried out by a bank dealer serving a client is displayed on the client terminal and is confirmed by the client so that the client has an acknowledge right and a transaction monitoring right. The invention can avoid the violation operation of dealers, decreases the operation risk, and improves the transaction experiences of clients.

Description

technical field [0001] The invention relates to an information processing technology in a bank counter transaction system, in particular to a method for realizing a bank counter transaction process, a bank counter transaction system and a client terminal. Background technique [0002] Conducting business transactions over the counter of a bank is an important part of the financial transaction activities of most people and companies. The existing counter business transaction processing process is generally as follows: the teller obtains the transaction medium from the customer, that is, a passbook or card, and obtains transaction elements, such as account serial number, transaction type, etc., and the teller inputs the transaction elements to the bank counter through the terminal on the counter side The transaction is carried out in the transaction system, and the customer is required to sign for confirmation after the transaction is completed. In the above-mentioned commerc...

AI Technical Summary

Problems solved by technology

[0005]2. Although the bank’s business outlets have camera monitoring equipment, the tellers who committed crimes can still calmly carry out virtual deposit operations on private accounts. The teller’s operations and handling seen from the video normal business no difference

[0006]Therefore, there are technical loopholes in the existing bank counter transaction scheme, which increases the operational risk, which is an urgent problem to be solved in the existing bank operating system

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