Bank interface machine, automatic charging method and system

Abstract

The invention relates to an automatic rechargeable method and an automatic rechargeable system through a bank interface message processor. The automatic rechargeable method comprises the following steps of receiving a first automatic rechargeable request message which is sent by a telecommunication service platform and carries a telecommunication account number and rechargeable amount; confirminga bank account message corresponding to the telecommunication account number, adding the bank account message in the first automatic rechargeable request message to generate a second automatic rechargeable request message, and sending the second automatic rechargeable request message to a bank system; and receiving an automatic rechargeable response message returned by the bank system, and forwarding the automatic rechargeable response message to the telecommunication service platform. The method realizes the effective isolation between telecommunication networks and bank networks through thebank interface message processor, can improve the safety of message storage by storing the bank account message in the bank interface message processor, and effectively reduces the safety risk of thesystem.

Description

technical field [0001] The invention relates to communication technology, in particular to a bank interface machine, an automatic charging method and system. Background technique [0002] In the process of using telecommunication services, there are many ways for users to pay fees to operators, for example, paying cash at business halls, purchasing valuable recharge cards for recharging, and bank recharging. [0003] Now there is an automatic recharge method. The user provides the bank account number to the operator. When the user's balance is insufficient, the operator's telecommunications service platform automatically initiates a transfer request to the bank, and recharges the money from the user's bank account to the user on the telecommunications platform. in the account. This method needs to establish a connection between the telecommunications service platform and the banking system. The telecommunications service platform stores the user's telecommunications account...

AI Technical Summary

Problems solved by technology

[0009] In the existing automatic recharging method, the user's bank account number and password information are stored on the telecommunications service platform, which has certain security risks; because the security level of the telecommunications system is lower than that of the banking system, leaks may occur; once the user If your bank account password information is stolen, it may cause heavy losses to users

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