Method supporting user verifying legitimacy of bank brushing card terminal equipment

Abstract

The invention relates to a method for a user to check the legitimacy of a bank card reading terminal equipment. After a card reading machine gets on line, the password that the user and the card issuing bank agreed on is displayed to check the legitimacy of the card reading machine. When applying for the bank card, the user and the card issuing bank agree on a certain form of password. Being obligated to judge and check the legitimacy of the card reading machine according to the password displayed by the card reading machine before entering the password for bank card consumption, the user can decide in time whether to continue entering the password in order to avoid the bank card password that is stolen by the illegal bank card reading terminal. The invention has the advantages of embodying the system mode of man-machine intelligent synthetic integration in modern system engineering and organically combining the mental judgment of the cardholder with the computational intelligence of the online service center instead of totally depending on the techniques. The invention adds the cooperation of the user to check the safety of the card reading terminal equipment, so as to avoid the traps made by the illegal card reading terminal equipment.

Description

technical field [0001] The invention relates to the field of various bank card transactions in financial informatization, and mainly relates to a method for supporting users to verify the legitimacy of bank card swiping terminal equipment. [0002] Generally speaking, the present invention relates to various fields of bank card transactions in financial informationization, including other fields using magnetic cards as authorization certificates. Specifically, it involves a magnetic card authorization. When used in an open public place, the cardholder needs to verify the legitimacy of the card reader terminal device. The agreement reached is to prevent illegal, unauthorized, and third-party forged terminal card swiping equipment from stealing the user's card password, so as to protect the reputation of the card issuer and the rights and interests of cardholders. Background technique [0003] At present, when cardholders use POS machines, ATM machines, KIOSK machines, or oth...

AI Technical Summary

Problems solved by technology

[0007] Moreover, this advanced chip card design technology cannot prevent future counterfeit card duplication. For example, mobile phone SIM cards, which are also made on the principle of IC chips and cost more than credit cards, can already be duplicated.

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