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Payment method and device and storage medium

A device and payment technology, applied in the field of data processing, can solve the problems of cumbersome payment process, increase the cost of acquiring equipment, and limited payment, and achieve the effect of flexible payment method, simple operation and simplified payment process.

Pending Publication Date: 2022-08-09
CHINA UNIONPAY
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Although the above payment methods can already meet the daily payment needs of users, the payment process of scanning code payment is relatively cumbersome during the payment process, requiring users to open the payment application, select the QR code payment function, scan the QR code provided by the merchant, Enter the amount and verify the password to complete the payment, and the merchant also needs to bear the additional cost of acquiring equipment such as a hand-held scanning cash register
Similarly, NFC payment also requires the receiving and payment equipment to have NFC hardware, which will also increase the cost of the acquiring equipment. In addition, some scenarios do not support NFC, which will also cause payment restrictions

Method used

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  • Payment method and device and storage medium
  • Payment method and device and storage medium
  • Payment method and device and storage medium

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Embodiment Construction

[0057] The features and exemplary embodiments of various aspects of the present application will be described in detail below. In order to make the purpose, technical solutions and advantages of the present application more clear, the present application will be further described in detail below with reference to the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described herein are only intended to explain the present application, but not to limit the present application. It will be apparent to those skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely to provide a better understanding of the present application by illustrating examples of the present application.

[0058] With the continuous development of payment technology, scan code payment and NFC payment have penetrated into various fields. Scan code payment ...

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Abstract

The invention discloses a payment method and device and a storage medium, and belongs to the field of data processing. The method comprises the following steps: receiving payment input for a first bill; in response to the payment input, sending a first payment connection request to a collection device of the payee through an operating system of the device; and deducting the payment amount in the first bill from a fund account which is associated with the device account of the payment device and is authorized under the condition that collection connection information sent by the collection device is received. According to the embodiment of the invention, the payment process can be simplified, the payment efficiency is improved, and the acquisition cost of the collection equipment is reduced.

Description

technical field [0001] The present application belongs to the field of data processing, and in particular relates to a payment method, equipment and storage medium. Background technique [0002] With the continuous progress and development of the economy, the payment industry is accelerating the Internetization, and there are more and more ways for users to pay bills, such as scanning code payment, Near Field Communication (Near Field Communication, NFC) payment. [0003] Although the above payment methods can already meet the daily payment needs of users, in the payment process, the payment process of scanning code payment is relatively cumbersome, requiring users to open the payment application, select the QR code payment function, scan the QR code provided by the merchant, The payment can only be completed by entering the amount and verifying the password, and the merchant also needs to bear the cost of acquiring equipment such as hand-held code-scanning cash registers. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/32G06Q20/40
CPCG06Q20/102G06Q20/32G06Q20/327G06Q20/4014G06Q20/40145
Inventor 范强韩继军翁泉周宇鑫黄元杰
Owner CHINA UNIONPAY
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