A payment system and method

A technology of payment data and image data, which is applied in the field of payment receipt and payment, can solve problems such as long operation links and time-consuming, inconvenient user operations, and lack of image data, so as to save time, increase payment speed, and improve user experience.

Active Publication Date: 2022-08-05
深圳市智百威科技发展有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The operation link and time-consuming of the whole scan code payment are relatively long
[0004] And because people usually collect a lot of image data when replying messages and walking, but these collected image data are not used, resulting in a waste of information and causing inconvenient operations for users in many aspects

Method used

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  • A payment system and method
  • A payment system and method

Examples

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Embodiment Construction

[0039] like Figures 1~6 shown, see figure 1 , a payment collection and payment system of the present invention includes a mobile terminal 100 and a processor 202 connected to each other;

[0040] Mobile terminal 100 including

[0041] The interaction module 101, which is used for acquiring the first interaction gesture; the image recognition module 102, which is used for acquiring the image data of the two-dimensional code; the image display module 103, which can display the first payment data;

[0042] Server 200, which includes

[0043] database 201, which stores second image data corresponding to the first image data;

[0044]The processor 202, which converts the image data of the two-dimensional code into first image data by the first method, and judges whether the first image data is the same as the second image data, and if they are the same, converts the first image data into the first image data. The image data is converted into first transaction data, and when th...

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Abstract

A payment collection and payment system and method of the present invention includes a mobile terminal (100) and a processor (202) connected to each other; the processor (202) converts image data of a two-dimensional code into first image data through a first method , and determine whether the first image data and the second image data are the same, if they are the same, convert the first image data into the first transaction data, when the interaction module (101) obtains the first interaction gesture issued by the user , the processor (202) converts the first transaction data into first payment data and uploads it to the image display module (103). The present invention can obtain the payment two-dimensional code in advance through the first method, and when the user wants to pay, the payment interface can be directly displayed, which saves the operation steps and time for the user, improves the user's sense of use, and improves the payment speed. .

Description

technical field [0001] The invention relates to the field of payment collection and payment, in particular to a payment collection and payment system and method. Background technique [0002] Electronic payment refers to the behavior that consumers, merchants and financial institutions use secure electronic means to securely transmit payment information to banks or corresponding processing institutions through information networks to realize currency payment or capital flow. At present, scanning code payment has become a common means of electronic payment, involving all aspects of life. [0003] In the related art, the scanning code payment process can be roughly divided into the following steps: after the electronic device (for example, a smart phone) detects the user's operation of clicking the "scan" icon, the camera is automatically turned on, and the user turns the camera of the camera on. Aim at the merchant's payment code, the electronic device scans the camera to ob...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/08G06Q20/32
CPCG06Q20/08G06Q20/3276
Inventor 宋均强庞小兵陈怀东李文明卢兵
Owner 深圳市智百威科技发展有限公司
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