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Insurance claim settlement processing method, device and system

A processing method and training algorithm technology, applied in the computer field, can solve problems such as long claims period, affecting user experience, and prohibitive insurance, so as to simplify the insurance claim process, shorten the insurance claim period, and improve the user experience.

Pending Publication Date: 2021-12-10
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Although there are many types of insurance in the market at present, due to the manual processing of insurance claims during insurance reimbursement, the process is complicated and the period required for claim settlement is long, which seriously affects the user experience, and many people are still hesitant about insurance.

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  • Insurance claim settlement processing method, device and system
  • Insurance claim settlement processing method, device and system

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Embodiment Construction

[0061] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0062] The invention discloses an insurance claim processing method, which is applied to an insurance claim settlement server. After receiving an insurance claim settlement request submitted by a user, the validity verification of the reimbursement voucher and the information to be audited is automatically realized, and when the information to be audited is valid, the , by packaging it and sending it to the blockchain, when the information to be reviewed trigge...

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Abstract

The invention provides an insurance claim settlement processing method, device and system, which can be applied to the block chain field or the financial field. When the insurance claim settlement request is received, the validity of the reimbursement voucher is verified firstly, and the data validity prediction model is called to perform validity prediction on the to-be-audited information under the condition that the reimbursement voucher is valid, so that the waste of computing resources caused by the fact that all the to-be-audited information needs to be predicted by calling the data validity prediction model is avoided; When the to-be-audited information is valid, the to-be-audited information is packaged and sent to the block chain, and under the condition that the to-be-audited information triggers the preset insurance claim intelligent contract, insurance claim settlement is completed, invalid data is prevented from being chained, the whole insurance claim settlement process is automatically completed, the insurance claim settlement process is simplified, the insurance claim settlement period is shortened. And the user experience is effectively improved.

Description

technical field [0001] The present invention relates to the field of computer technology, and more specifically, to an insurance claim processing method, device and system. Background technique [0002] In recent years, with the improvement of national living standards, people's insurance concept is also gradually changing. More and more people start to pay attention to or buy insurance to provide a guarantee for the future of themselves and their families, which in turn drives my country's insurance industry. strong development of the industry. [0003] Although there are many types of insurance in the market at present, due to the manual processing of insurance claims during insurance reimbursement, the process is complicated and the period required for claim settlement is long, which seriously affects the user experience, and many people are still discouraged from insurance. Contents of the invention [0004] In view of this, the present invention provides an insurance ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q20/40G06Q20/38G06Q10/04G06K9/62G06N20/00
CPCG06Q40/08G06Q20/4014G06Q20/3829G06Q10/04G06N20/00G06F18/24147G06F18/2411G06F18/24323G06F18/214
Inventor 祁婷邝智颖
Owner BANK OF CHINA
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