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Information processing method and device, electronic equipment and storage medium

An information processing method and a technology for applying for information, applied in data processing applications, payment systems, protocol authorization, etc., can solve problems such as low accuracy, achieve the effects of improving accuracy, reducing computational complexity, and improving training speed

Active Publication Date: 2020-10-30
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the process of realizing the concept of the present disclosure, the inventor found that there are at least the following problems in the related technology: the accuracy rate of fraudulent behavior discrimination using the related technology is not high

Method used

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  • Information processing method and device, electronic equipment and storage medium
  • Information processing method and device, electronic equipment and storage medium
  • Information processing method and device, electronic equipment and storage medium

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Embodiment Construction

[0027] Hereinafter, embodiments of the present disclosure will be described with reference to the drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0028] The terminology used herein is for the purpose of describing particular embodiments only, and is not intended to be limiting of the present disclosure. The terms "comprising", "comprising", etc. used herein indicate the presence of stated features,...

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PUM

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Abstract

The embodiment of the invention provides an information processing method and device, electronic equipment and a storage medium, and can be applied to the field of artificial intelligence and the field of big data. The method comprises the steps: obtaining credit card application information of a to-be-evaluated user; processing the credit card application information by using the information evaluation model, and obtaining an evaluation result for the user, wherein the evaluation result is used for representing the possibility that the user has fraudulent behaviors, the information evaluationmodel is generated by training based on the credit card application information of the sample user of the first feature dimension, and the credit card application information of the sample user of the first feature dimension is obtained by performing dimension reduction processing on the credit card application information of the sample user of the second feature dimension.

Description

technical field [0001] Embodiments of the present disclosure relate to the field of computer technology, and more specifically, to an information processing method, device, electronic device, and storage medium. Background technique [0002] At present, in the financial field, with the rapid upgrading and renovation of fraud methods, and the trend of precision and high-tech becoming more and more significant, the fraud situation is becoming more and more severe, especially in the field of credit card applications. [0003] For credit card applications, there are fraudulent methods such as using false application materials and cross-region migration. At present, most of the acceptance of credit card application business has been transferred from offline to online. Correspondingly, in related technologies, a method based on a large amount of real-time online data is used to identify fraudulent behavior. [0004] In the process of realizing the concept of the present disclosu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/02G06K9/62
CPCG06Q20/4016G06Q40/03G06F18/213G06F18/241
Inventor 李香元罗琦山李兴柯
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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