Payment method and device, computer readable storage medium and computer equipment

A technology of payment operation and device information, applied in the computer field, which can solve the problems of long biological payment and other problems

Active Publication Date: 2020-04-17
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For the scenario of independent cash register, the biological payment verification program needs to provide an interface for the merchant application to call; however, in the existing payment method, in order to improve the security of the payment, fixed preconditions are set for the biological payment scenario, and these The preconditions usually depend on the network conditions and the order processing time of the merchants, which is easy to make the biological payment take a long time

Method used

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  • Payment method and device, computer readable storage medium and computer equipment
  • Payment method and device, computer readable storage medium and computer equipment
  • Payment method and device, computer readable storage medium and computer equipment

Examples

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Embodiment Construction

[0027] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0028] figure 1 It is an application environment diagram of the payment method in one embodiment. Please refer to figure 1 , this payment method is applied to the biological payment system. In some embodiments, the biological payment system includes a terminal 110 and a payment server 120 . The terminal 110 is connected to the payment server 130 through a network. In response to the payment operation request, the terminal 110 invokes the biological payment verification interface, wakes up the corresponding biological payment verification program to obtain the externall...

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PUM

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Abstract

The invention relates to a payment method and device, a computer readable storage medium and computer equipment, and the method comprises the steps: responding to a payment operation request, and calling a biological payment verification interface; awakening a corresponding biological payment verification program through the biological payment verification interface, and obtaining and verifying anexternally input account identifier and biological characteristics; when the verification is passed, sending a payment character sequence acquisition request to a payment server; receiving a generalpayment character sequence fed back by the payment server, wherein the general payment character sequence does not set a payment value; and executing payment operation according to the universal payment character sequence. Through the above method, the terminal can obtain the universal payment character sequence for payment from the payment server only when passing the biological verification, theprocess does not depend on the network condition of a merchant and the processing time of ordering, and the payment time can be reduced.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment method, device, computer-readable storage medium and computer equipment. Background technique [0002] Biometrics technology is the close combination of high-tech means such as computer and optics, acoustics, biosensors and biostatistics principles, using the inherent physiological characteristics of the human body (such as fingerprints, faces, irises, etc.) and behavioral characteristics (such as handwriting, voice, etc.) , gait, etc.) for personal identification. Biometric payment refers to a way of using biometric technology to verify personal identity and authorize payment. [0003] With the popularity of biological payment, more and more merchants are using biological payment. Among the many devices that support biometric payment, some are suitable for independent cash registers, and some need to be used with merchant POS machines. For the scenario o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/40145
Inventor 王少鸣耿志军周俊郭润增
Owner TENCENT TECH (SHENZHEN) CO LTD
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