Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

A credit service configuration method, device and electronic equipment

A configuration method and credit technology, applied in the computer field, can solve problems such as time-consuming and cost-intensive, and achieve the effect of reducing trial and error costs and improving efficiency

Active Publication Date: 2022-04-29
ADVANCED NEW TECH CO LTD
View PDF7 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present application provides a credit service configuration method, device and electronic equipment to solve the problem that existing merchants often need to spend a lot of time and cost to determine the set credit service threshold after setting the credit service threshold risk issue

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A credit service configuration method, device and electronic equipment
  • A credit service configuration method, device and electronic equipment
  • A credit service configuration method, device and electronic equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0040] In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0041] The technical solutions provided by various embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0042] In order to solve the problem that existing merchants often need to spend a lot of time and cost to determine the risk of the set credit service threshold after setting the ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The present application discloses a credit service configuration method, device and electronic equipment. The method includes: acquiring historical transaction data of merchants to be configured and configuration requirements of credit services to be configured by merchants to be configured; based on the historical transaction data , determine the expected risk calculation result under the configuration requirements of the credit service; show the expected risk calculation result to the merchant to be configured; if it is detected that the merchant to be configured is based on the expected risk calculation result, The confirmation operation of the configuration requirement of the credit service configures the credit service of the merchant to be configured based on the configuration requirement of the credit service.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a credit service configuration method, device and electronic equipment. Background technique [0002] With the gradual improvement of the credit service system, more and more merchants choose to provide consumers with credit services such as consumption first and payment later, and deposit free. However, when merchants decide whether to provide credit services based on users' credit records, they usually encounter the situation that some users do not keep their promises. In order to control the user's overdue rate, that is, the untrustworthy behavior, within the acceptable range of the merchant, the merchant can set the threshold of credit service, such as credit score threshold and other credit conditions, so that users with better credit conditions can enjoy credit service. [0003] However, in the above scenario, after the merchant sets the credit service threshol...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06Q30/06G06Q40/02
CPCG06Q30/0609G06Q40/03
Inventor 秦超
Owner ADVANCED NEW TECH CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com