Payment method and device, terminal and storage medium

A technology of terminal and geographic location, applied in the field of wireless communication, can solve the problem of low intelligence, achieve the effect of optimizing the user experience and eliminating the manual selection process

Pending Publication Date: 2019-11-15
SHENZHEN WATER WORLD CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] The main purpose of the present invention is to provide a payment method, device, terminal and storage medium to solve the problem of low intelligence in the prior art when paying based on multiple security modules

Method used

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  • Payment method and device, terminal and storage medium
  • Payment method and device, terminal and storage medium
  • Payment method and device, terminal and storage medium

Examples

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Embodiment Construction

[0053] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0054] In describing the present invention, it should be understood that the terms "center", "longitudinal", "transverse", "length", "width", "thickness", "upper", "lower", "front", " Orientation indicated by rear, left, right, vertical, horizontal, top, bottom, inside, outside, clockwise, counterclockwise, etc. The positional relationship is based on the orientation or positional relationship shown in the drawings, which is only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the referred device or element must have a specific orientation, be constructed and operated in a specific orientation, Therefore, it should not be construed as limiting the invention. In addition, the terms "first" and "second" are used for descriptive purposes on...

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PUM

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Abstract

The invention provides a payment method and device, a terminal and a storage medium. The payment method and deviceare used for the terminal, and the terminal comprises a plurality of security modules.The method comprises: obtaining the use state of the terminal, wherein the use state of the terminal comprises a power-off state, a screen-off dormant state and a screen-on awakening state; generating a security module selection sequence table according to a preset adjustment algorithm corresponding to the terminal use state; and if it is detected that the payment event is triggered, reading a security module arrangement sequence in the security module selection sequence table, and sequentially calling each security module to execute payment operation according to the security module arrangement sequence until payment succeeds. According to the invention, the corresponding security module selection sequence table in the use state of the terminal is determined through the preset adjustmentalgorithm, so that the terminal can intelligently select the security module in different use states, a tedious manual selection process is avoided, and the use experience of a user is optimized.

Description

technical field [0001] The present invention relates to the technical field of wireless communication, in particular to a payment method, device, terminal and storage medium. Background technique [0002] Near Field Communication (NFC), as a short-range wireless communication technology, allows non-contact point-to-point data transmission between electronic devices to realize data exchange. When the NFC on the terminal is in the card mode, the terminal can replace various physical cards for shopping payment, bus and subway, access control and attendance and other scenarios, and the core of providing NFC card mode security is the security module (Secure Element, referred to as SE). [0003] SE is a physically independent computing module that can defend against various malicious attacks at the hardware and software levels, and can meet financial-level application security requirements. Currently, it has the following forms: [0004] 1. SE based on SIM card (Subscriber Ident...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3227G06Q20/3229G06Q20/3278
Inventor 张晶
Owner SHENZHEN WATER WORLD CO LTD
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