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A virtual card matching method based on geographic location, server and mobile terminal

A mobile terminal and geographic location technology, applied in the direction of instruments, data processing applications, electrical digital data processing, etc., can solve problems such as user inconvenience, achieve the effects of saving time, improving user experience, and saving card opening costs

Active Publication Date: 2022-01-04
SHENZHEN VFUCHONG TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The inventor of this application has found through long-term research that due to cross-regional card swiping and liquidation restrictions, the use of virtual cards in different places is limited. If users need to use virtual cards in different places, they have to re-open the card, which brings inconvenience to users

Method used

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  • A virtual card matching method based on geographic location, server and mobile terminal
  • A virtual card matching method based on geographic location, server and mobile terminal
  • A virtual card matching method based on geographic location, server and mobile terminal

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Embodiment Construction

[0017] Below in connection with the application embodiment of the drawings, the present application embodiment of the technical solution will be clearly and completely described, obviously, the described embodiments are merely embodiment of a portion of the present application, but not all embodiments. Based on the embodiments in the present application, one of ordinary skill in the art will belong to all other embodiments obtained without making creative labor.

[0018] References to "an embodiment" means herein, in conjunction with the specific embodiments described features, structures or characteristics may be included in the present application to at least one embodiment. Various places in the specification are not necessarily all appear phrase referring to the same embodiment, nor are mutually exclusive of other embodiments or alternative embodiment separate embodiments. Those skilled in the art implicitly and explicitly understood that the embodiments described herein may b...

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Abstract

The application discloses a virtual card matching method based on geographic location, a server and a mobile terminal. The method includes: the server receives a virtual card data request of a first virtual card sent by a mobile terminal, the request carries first location information and user information, and the first virtual card is opened by an operator corresponding to the first location. virtual card; query the balance of the second virtual card associated with the user information, the second virtual card is a virtual card opened by the operator corresponding to the second location; determine whether there is a virtual card in the virtual card database of the first location A first virtual card matching the balance of the second virtual card; if there is a matching first virtual card, sending the virtual card data of the first virtual card to the mobile terminal, so that the mobile terminal generates The first virtual card. Through the above method, the present application can realize non-inductive switching of virtual cards in different places, reduce user costs, and improve user experience.

Description

Technical field [0001] The present application relates to the field of payment technology, particularly to a virtual card location-based matching method, mobile terminal and a server. Background technique [0002] With the advances in Internet technology and mobile intelligent terminal technology, simulation on the mobile terminal of a virtual card no card payment application scenarios become possible it is also widely accepted by the public. Analog functions such as traffic virtual card on NFC-enabled mobile terminal, the card management more convenient and user-friendly travel. [0003] The inventor of this application through long-term study found that, by the liquidation of the credit card limit and cross-regional, off-site using a virtual card is limited, such as user needs to use virtual card in different places will have to re-open the card, inconvenience to the user. Inventive content [0004] The main application of this technical problem is to provide a virtual card ma...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/34G06Q20/32G06F16/909
CPCG06Q20/351G06Q20/3224G06F16/909
Inventor 李晓云戴友平
Owner SHENZHEN VFUCHONG TECH CO LTD
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