Enterprise risk prediction method and device

A risk forecasting and enterprise technology, applied in data processing applications, finance, instruments, etc., can solve problems such as large subjective factors, lack of staffing, insufficient market insight and enterprise risk forecasting ability, etc., to improve survivability, avoid effect of risk

Pending Publication Date: 2019-06-07
重庆电信系统集成有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This method mainly relies on the personal experience and ability of the analysts, with relatively large subjective factors and inconsistent standards, and most companies do not have such staffing, so they have insufficient market insight and enterprise risk prediction capabilities.

Method used

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  • Enterprise risk prediction method and device
  • Enterprise risk prediction method and device

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Experimental program
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Embodiment 1

[0046] In order to solve the current problem of inconsistent standards and uneven accuracy in the process of enterprise risk prediction mainly relying on the subjective judgment of analysts or managers, this embodiment provides an enterprise risk prediction method based on the historical basic data of the enterprise , form a unified prediction standard, and realize the automatic prediction of enterprise risks. High accuracy, avoiding inaccurate prediction results due to insufficient analyst capabilities, leading to wrong decisions for enterprises.

[0047] See figure 1 , figure 1 It is a schematic flow chart of the enterprise risk forecasting method of this embodiment, and the method includes:

[0048] S101. Obtain the basic data of the enterprise. The basic data includes basic industrial and commercial registration information, industry information, legal information, change information, and legal information of affiliated companies that have an associated relationship with...

Embodiment 2

[0070] On the basis of the first embodiment, this embodiment provides an enterprise risk prediction device, which is used to realize the steps of the enterprise risk prediction method described in the first embodiment above, please refer to figure 2 , figure 2 A schematic structural diagram of an enterprise risk prediction device provided in this embodiment, the enterprise risk prediction device 20 includes a model building module 21 and a risk prediction module 22; wherein the model building module 21 includes a first acquisition sub-module 211, a structured sub-module 212 , a data processing submodule 213 , and a training submodule 214 ; the risk prediction module 22 includes a second acquisition submodule 221 and a risk prediction submodule 222 .

[0071] Among them, the first acquisition sub-module 211 is used to acquire the basic data of the enterprise, and the basic data includes the basic information of industrial and commercial registration, industry information, leg...

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Abstract

The invention provides an enterprise risk prediction method and device, and the method comprises the steps: obtaining the basic data of an enterprise, and enabling the basic data to comprise the business registration basic information, the industry information, the legal affair information, the change information, and the legal affair information of an associated enterprise having an association relationship with the enterprise; performing structured processing on the basic data to obtain structured basic data; reading the structured basic data, carrying out missing value processing and abnormal value processing on the structured basic data, and taking the basic data subjected to the missing value processing and the abnormal value processing as a training set; using a machine learning classification algorithm to train the training set to obtain a prediction model; in the prediction stage, acquiring basic data of the to-be-predicted enterprise, and inputting the basic data of the to-be-predicted enterprise into the prediction model to obtain a risk probability of the to-be-predicted enterprise. The enterprise risk is automatically predicted, the enterprise is helped to measure and avoid the risk, and the viability of the enterprise is improved.

Description

technical field [0001] The invention relates to the field of enterprise risk management and control, in particular to an enterprise risk prediction method and device. Background technique [0002] At present, in the process of enterprise operation, risk prediction is mainly based on the subjective judgment of enterprise risk analysts or managers, past work experience, market environment and other factors. This method mainly relies on the personal experience and ability of the analysts, with relatively large subjective factors and inconsistent standards, and most companies do not have such staffing, so they have insufficient market insight and enterprise risk prediction capabilities. [0003] In the judgment of corporate risk, if a unified rule can be formed based on the historical data of the company to realize the prediction of the future risk of the company, it will form a very important research field in the financial industry, because it will not only help companies meas...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02
Inventor 陈玮刘德彬黄远江严开
Owner 重庆电信系统集成有限公司
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