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Work unit information risk detection method and device, equipment and storage medium

A work unit and risk detection technology, applied in the direction of instruments, finance, data processing applications, etc., can solve problems such as ignoring correlation and reducing the accuracy of credit risk detection, and achieve the effects of discovery and avoidance, effective early warning, and improvement of accuracy

Active Publication Date: 2019-04-19
PING AN TECH (SHENZHEN) CO LTD
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  • Description
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Problems solved by technology

And these materials include the name of the work unit; for the name of the work unit, in the traditional credit review, the authenticity of the work unit name is usually verified by telephone return visits, but in this method, the work unit name is ignored. Correlation with other credit information, thus reducing the accuracy of credit risk detection

Method used

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  • Work unit information risk detection method and device, equipment and storage medium
  • Work unit information risk detection method and device, equipment and storage medium
  • Work unit information risk detection method and device, equipment and storage medium

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Embodiment Construction

[0026] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0027] The risk detection method of work unit information involved in the embodiment of the present invention is mainly applied to the risk detection equipment of work unit information, and the risk detection device of work unit information may be a personal computer (personal computer, PC), a notebook computer, a server, etc. Devices that process functions.

[0028] refer to figure 1 , figure 1 It is a schematic diagram of the hardware structure of the risk detection equipment for work unit information involved in the solution of the embodiment of the present invention. In the embodiment of the present invention, the risk detection device for work unit information may include a processor 1001 (such as a Central Processing Unit, CPU), a communication bus 1002, a user interface 1003, a network interface 1004, and a m...

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Abstract

The invention provides a risk detection method for work unit information. According to the device, the equipment and the storage medium, from a unit name, working unit information provided by a loan applicant is integrated and associated with other information (including information of the loan applicant and historical credit information) in a'relation 'mode, and the contact between the working unit information and the other information can be easily determined; The risk of the working unit information is analyzed and detected by combining the processing logic of black dyeing (or grey dyeing);Therefore, the potential credit fraud risk is effectively predicted in a big data association analysis processing mode, the accuracy of credit risk detection is improved, the potential risk can be more effectively early warned, the risk can be discovered and avoided as soon as possible, and the loan bad account rate is reduced.

Description

technical field [0001] The invention relates to the field of financial credit, in particular to a method, device, equipment and storage medium for risk detection of work unit information. Background technique [0002] With the rapid development of society and financial industry, credit business is active in the market. Before lending money to loan applicants, credit institutions will require loan applicants to provide relevant information, so as to conduct risk control analysis based on these information and determine the fraud risk of loan applicants. And these materials include the name of the work unit; for the name of the work unit, in the traditional credit review, the authenticity of the work unit name is usually verified by telephone return visits, but in this method, the work unit name is ignored. The correlation with other credit information reduces the accuracy of credit risk detection. Contents of the invention [0003] The main purpose of the present inventio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/0635G06Q40/03
Inventor 向纯玉
Owner PING AN TECH (SHENZHEN) CO LTD
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