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A risk analysis method and device of a mobile phone number, an apparatus and a readable storage medium

A risk analysis and mobile phone number technology, applied in the field of big data, can solve problems such as ignoring correlation and reducing the accuracy of credit risk analysis, so as to achieve the effect of discovering and avoiding, and improving accuracy

Pending Publication Date: 2019-04-16
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The traditional mobile phone number risk analysis method is to conduct a single user verification on the mobile phone number to determine whether the number belongs to the loan applicant; but in this mobile phone number risk analysis method, the correlation between the mobile phone number and other credit information is ignored. thus reducing the accuracy of credit risk analysis

Method used

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  • A risk analysis method and device of a mobile phone number, an apparatus and a readable storage medium
  • A risk analysis method and device of a mobile phone number, an apparatus and a readable storage medium
  • A risk analysis method and device of a mobile phone number, an apparatus and a readable storage medium

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Embodiment Construction

[0049] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0050] The mobile phone number risk analysis method involved in the embodiment of the present invention is mainly applied to a mobile phone number risk analysis device, and the mobile phone number risk analysis device may be a personal computer (personal computer, PC), a notebook computer, a server, etc., which have data processing functions. equipment.

[0051] refer to figure 1 , figure 1It is a schematic diagram of the hardware structure of the mobile phone number risk analysis device involved in the solution of the embodiment of the present invention. In the embodiment of the present invention, the mobile phone number risk analysis device may include a processor 1001 (such as a Central Processing Unit, CPU), a communication bus 1002, a user interface 1003, a network interface 1004, and a memory 1005. Wherein, t...

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Abstract

The invention provides a risk analysis method and device of a mobile phone number, an apparatus and a readable storage medium. The mobile phone number of a loan applicant is integrated and associatedwith other information (including the information of the loan applicant and the information of others) in a relationship mode, which is conducive to determining the connection between the mobile phonenumber and other information. the method analyzes and detects the risk of the application mobile phone number according to the processing logic of black dyeing (or gray dyeing), Thus, the potential credit fraud risk is effectively predicted in the way of big data analysis, the accuracy of credit analysis is improved, the potential risk can be more effectively warned, the risk can be discovered and avoided as soon as possible, and the bad debt ratio of loan can be reduced.

Description

technical field [0001] The invention relates to the field of big data, in particular to a risk analysis method, device, equipment and a readable storage medium of a mobile phone number. Background technique [0002] With the rapid development of society and financial industry, credit business is active in the market. Before lending money to loan applicants, credit institutions need to conduct risk control analysis on loan applicants to determine their fraud risk; during the analysis process, risk analysis of loan applicants' mobile phone numbers is often involved. The traditional mobile phone number risk analysis method is to conduct a single user verification on the mobile phone number to determine whether the number belongs to the loan applicant; but in this mobile phone number risk analysis method, the correlation between the mobile phone number and other credit information is ignored. Thereby reducing the accuracy of credit risk analysis. Contents of the invention ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F16/33G06K9/62
CPCG06Q40/03G06F18/22
Inventor 向纯玉
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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