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Method, device, wearable device and computer-readable storage medium for starting payment

A wearable device, payment device technology, applied in computing, payment system, payment system structure, etc., can solve the problem that users cannot get security guarantee, and achieve the effect of protecting personal and property safety and improving security.

Inactive Publication Date: 2019-01-18
GUANGDONG XIAOTIANCAI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of this, the embodiment of the present invention provides a method and device for initiating payment, a wearable device and a computer-readable storage medium, so as to solve the problem in the prior art that users cannot obtain security guarantees in the mobile payment scenario, for Improve the security of mobile payment

Method used

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  • Method, device, wearable device and computer-readable storage medium for starting payment
  • Method, device, wearable device and computer-readable storage medium for starting payment
  • Method, device, wearable device and computer-readable storage medium for starting payment

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Embodiment 1

[0044] see figure 1 , an initiating payment method provided by an embodiment of the present invention is applied to a wearable device, and the initiating payment method may include:

[0045] Step S101, when the wearable device detects that the payment application is started, acquire the biometric information of the user.

[0046] In the embodiment of the present invention, the wearable device includes but is not limited to a smart watch, a smart bracelet or smart glasses, etc., wherein the wearable device has a payment function, such as a payment function installed in the wearable device applications, etc.

[0047] When the wearable device detects that the payment application is launched, for example, when the wearable device detects that the user clicks the corresponding application icon, or slides the screen to directly enter the payment interface, or presses the shortcut key to start the payment state, obtain the user's biometric feature information.

[0048] The obtaine...

Embodiment 2

[0069] The difference between the embodiment of the present invention and the first embodiment lies in the specific operation of initiating payment and the operation after initiating payment. Such as figure 2 As shown, the initiation payment method in the embodiment of the present invention includes:

[0070] Step S201, when the wearable device detects that the payment application is started, acquire the biometric information of the user.

[0071] Step S202, matching the biometric information with the pre-stored biometric information, if not, prompting the user to input verification information.

[0072] Step S203, receiving the verification information input by the user, and generating warning information if the verification information meets the first preset condition.

[0073] In this embodiment, step S201, step S202 and step S203 are the same as step S101, step S102, and step S103 in the first embodiment, and will not be repeated here.

[0074] Step S204, start the pay...

Embodiment 4

[0095] Figure 4 is a schematic diagram of a wearable device provided by an embodiment of the present invention. Such as Figure 4 As shown, the wearable device 4 of this embodiment includes: a processor 40, a memory 41, and a computer program 42 stored in the memory 41 and operable on the processor 40, such as a mobile payment program. When the processor 40 executes the computer program 42, it realizes the steps in the various payment method embodiments above, for example figure 1 Steps 101 to 104 are shown. Alternatively, when the processor 40 executes the computer program 42, it realizes the functions of the modules / units in the above-mentioned device embodiments, for example image 3 The functions of modules 301 to 304 are shown.

[0096] Exemplarily, the computer program 42 can be divided into one or more modules / units, and the one or more modules / units are stored in the memory 41 and executed by the processor 40 to complete this invention. The one or more modules / u...

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Abstract

The invention is applicable to the technical field of mobile payment, and provides a starting payment method, a device, a wearable device and a computer-readable storage medium. The starting payment method comprises the following steps: when the wearable device detects the starting of a payment application, obtaining the biometric information of a user; Matching the biometric information with thepre-stored biometric information, and prompting the user to input verification information if the biometric information does not match; Receiving the verification information inputted by a user, and generating an alert information if the verification information meets a first preset condition; sending the alert information to the designated terminal equipment, and starting payment. Through the technical scheme of the invention, the user can ensure the normal startup while conveying the dangerous information, the personal property safety of the user in the payment process is ensured to the maximum extent, and the security of the mobile payment is effectively improved.

Description

technical field [0001] The invention belongs to the technical field of mobile payment, and in particular relates to a payment activation method, device, wearable device and computer-readable storage medium. Background technique [0002] With the rapid development of Internet technology, the functions of wearable devices are becoming more and more abundant. Intelligent wearable devices are constantly improving people's lives, and mobile payment is also born as a result. [0003] Mobile payment refers to a service method that allows users to pay for the goods or services they consume through their wearable devices or mobile terminals. At present, the usage rate of mobile payment is increasing sharply. When users use wearable devices to make account payments, they can directly start the payment process through the shortcut payment method and enter the main interface of the corresponding payment application; although some start the payment interface through fingerprint verificat...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/4014G06Q20/40145
Inventor 余洪雨
Owner GUANGDONG XIAOTIANCAI TECH CO LTD
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