Virtual currency payment system based on blockchain technology

Abstract

The invention discloses a virtual currency payment system based on blockchain technology. The virtual currency payment system comprises a currency conversion module, a virtual currency generation module, a virtual currency payment module, an audit module and a actual payment module; the currency conversion module is used for dynamically determining a currency conversion algorithm; the virtual currency generation module is used for generating virtual currency information equivalent to an actual payment amount pursuant to the actual payment amount in line with the currency conversion algorithm;the virtual currency payment module is used for transferring the virtual currency information from a virtual account of a payer to a virtual account of a payee to complete a virtual payment; the auditmodule is used for auditing the paid virtual currency and will warn if the paid virtual currency is beyond a set value in a set time; the actual payment module is used for making an actual payment pursuant to the actual payment amount. The virtual currency payment system can effectively prevent disclosure, theft, tampering and falsification of payment information in electronic payment and enhancesecurity of electronic payment.

Description

technical field [0001] The invention belongs to the technical field of payment transactions, in particular to a virtual currency payment system based on block chain technology. Background technique [0002] With the rapid development of e-commerce and mobile Internet technology, electronic payments such as online banking, Alipay, WeChat payment, etc. The act of transfer is a payment method based on electronic communication that uses digital currency instead of physical currency for payment. It has the advantages of cross-regional payment, no dependence on physical currency, no need for change, and convenience. Wait for the smart terminal to realize electronic payment. [0003] In the existing electronic payment, the payer or payee mainly obtains the electronic account of the other party, and then initiates a transfer request to a third-party payment platform (such as Alipay, WeChat, etc.) or a bank, and the third-party payment platform or bank verifies that the other party'...

AI Technical Summary

Problems solved by technology

However, the transaction in the payment system in this patent is real currency, and errors will inevitably occur, so that users cannot fully trust. On this basis, the present invention provides a virtual currency payment system based on blockchain technology. Currency information for virtual payment, after the identity authentication of the payee is passed and it is detected that the payee has confirmed the success of the virtual payment, then the actual payment is made, which further improves the security of electronic payment

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