Claim settlement methods and devices of traffic delay

Abstract

The invention provides claim settlement methods and devices of a traffic delay. One of the methods includes: when a passenger rides in a vehicle, starting an insuring process of a delay insurance, andcarrying out insuring according to the insuring process; determining the first vehicle, in which the passenger currently rides, according to first information fed back by terminal equipment of the passenger; judging whether the delay of the first vehicle occurs; and carrying out delay-insurance claim settlement for the passenger if the delay of the first vehicle appears. According to the methods,determination of the vehicle in which the passenger currently rides can be realized, tedious procedure of voluntarily collecting delay proof by the passenger is not needed when the vehicle is delayed, thus claim settlement is enabled to be more convenient, and perception and satisfaction degrees of the passenger are increased. In addition, real-time claim settlement can be carried out for the passenger when the delay of the vehicle appears, economic losses which are of the passenger and are caused due to the vehicle delay can be minimized, and stable development of a delay-insurance market can be facilitated.

Description

technical field [0001] The invention relates to the technical field of insurance claim settlement, in particular to a method and device for claim settlement of traffic delay. Background technique [0002] With the acceleration of the pace of life at present, office workers often take the subway to and from get off work. However, when the subway is running, many factors may cause the delay of the subway, for example, the failure of the machine in the subway, bad weather and other factors. When there is a delay in the subway, it will cause commuters not to arrive at the company on time, resulting in economic losses. Contents of the invention [0003] The present invention aims to solve one of the technical problems in the related art at least to a certain extent. [0004] For this reason, the first purpose of the present invention is to propose a claim settlement method for traffic delays, so that when the vehicle is delayed, passengers do not need to collect the cumbersom...

AI Technical Summary

Problems solved by technology

In addition, when the vehicle is delayed, real-time compensation can be made to passengers, which can minimize the economic losses caused by passengers due to vehicle delays, and is conducive to the stable development of the delay insurance market. It will cause office workers to fail to arrive at the company on time, resulting in economic losses

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