Safe mobile payment method

A mobile payment and secure payment technology, applied in payment systems, payment architectures, computer security devices, etc., can solve problems such as property loss and inability to identify mobile terminals

Inactive Publication Date: 2018-05-18
NINGBO UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the face of the convenience brought by mobile payment to people, the existing mobile payment methods are also facing security risks: since the existing mobile payment only requires the operator to use the mobile terminal to accurately input the payment secret, as for whether the The real legal user input of the mobile terminal cannot be identified; once the user loses his mobile terminal, it is inevitable that the illegal person will use the payment password obtained through illegal means to pay for the lost mobile terminal, thus causing the mobile terminal to be truly legal. property loss

Method used

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Embodiment Construction

[0048] The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0049] Such as figure 1 As shown, the safe mobile payment method in this embodiment is used to realize the safe payment of the mobile terminal, and the mobile payment method includes the following steps 1 to 13:

[0050] Step 1: Set the preset collection time period and the preset collection frequency, and the mobile terminal collects the facial images of its legal users according to the preset collection frequency within the preset collection time period, so as to obtain multiple faces of the current legal users image, and the mobile terminal collects the infrared temperature data of the legitimate user’s face according to the preset collection position within the preset collection time period, and obtains the facial infrared temperature database of the legal user; for example, the preset collection position here can be Main positions such a...

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Abstract

The invention relates to a safe mobile payment method for achieving safe payment of a mobile terminal. According to the method, a facial feature parameter database of a legal user is established, andfacial recognition parameters for the current legal user are obtained; audio recognition matching parameters for the current legal user are obtained by utilizing the average amplitude value and powerconsumption value features of audio data of sound made by the user; inclination parameters in the payment process are set in advance, and the sine value of the preset inclination angle serves as a legal digital payment password of the mobile terminal; by recognizing facial images of an operator and audio collected on site within a preset verification period, the situation is avoided that illegal persons hope to attempt to pass the identity verification of the mobile terminal only relying on the facial images of the legal user; a corresponding finger touch payment pressure database in the process of inputting the payment password by the legal user of the mobile terminal is established, the finger touch payment fluctuation factors of the legal user are obtained, and the mobile payment safetyis ensured.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a safe mobile payment method. Background technique [0002] With the gradual popularization of mobile terminals such as smartphones and tablet computers, mobile payments based on these mobile terminals are gradually becoming popular. By carrying a mobile terminal, people can complete payment operations such as shopping and ticket purchase without paying cash, which is very convenient, which also makes people enter a new era of mobile payment. [0003] However, in the face of the convenience brought by mobile payment to people, the existing mobile payment methods are also facing security risks: since the existing mobile payment only requires the operator to use the mobile terminal to accurately input the payment secret, as for whether the The real legal user input of the mobile terminal cannot be identified; once the user loses his mobile terminal, it is inevitable that the illegal ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06K9/00G06F21/31G06F21/32G10L17/06G10L17/22
CPCG06F21/316G06F21/32G06Q20/40145G10L17/06G10L17/22G06V40/10G06V40/14
Inventor 郑紫微秦闯季克宇张鸣
Owner NINGBO UNIV
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