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Electronic-wallet management method, terminal and computer storage medium

A management method and e-wallet technology, applied in computing, data processing applications, instruments, etc., can solve problems such as potential safety hazards, economic losses of users, and wrong payments

Inactive Publication Date: 2018-05-15
NUBIA TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is that there are many existing electronic payment methods, some of which may have potential safety hazards, which may easily cause wrong payment and bring economic losses to users

Method used

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  • Electronic-wallet management method, terminal and computer storage medium
  • Electronic-wallet management method, terminal and computer storage medium
  • Electronic-wallet management method, terminal and computer storage medium

Examples

Experimental program
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Effect test

no. 1 example

[0073] In order to solve the problem that there are many existing electronic payment methods, some of which may have potential safety hazards and easily cause wrong payments, the embodiment of the present invention provides an electronic wallet management method, please refer to figure 2 , figure 2The basic flow chart of the electronic wallet management method provided in this embodiment, the method mainly includes the following steps:

[0074] S201. When a payment request is detected, acquire an application that initiates the payment request.

[0075] During the electronic payment process of the terminal, the corresponding application usually needs to initiate a payment request to other payment clients or directly to the background management server, and the payment client or the background management server responds to the payment request and performs corresponding processing to realize the payment. This solution can monitor the payment request made by each application pr...

no. 2 example

[0119] On the basis of the first embodiment, this embodiment of the present invention provides an electronic wallet management method. The difference from the first embodiment is that the electronic wallet management method provided by this embodiment can also perform billing information according to a preset display mode. View to help users understand their own consumption, which is helpful for users to make financial planning.

[0120] Specifically, when receiving a bill viewing instruction from an external user to view bill information, display the corresponding bill information in any of the following four ways, including large bill display, platform classification display, consumption type display, and time order Display, the following are detailed descriptions of these display methods:

[0121] See Figure 4 , after the user enters the electronic wallet display interface, he can click the "bill management" button 41 on the interface, and at this time the terminal switch...

no. 3 example

[0135] This embodiment provides a terminal, see Figure 11 As shown, it includes a processor 1101, a memory 1102 and a communication bus 1103, wherein:

[0136] The communication bus 1103 is used to realize connection and communication between the processor 1101 and the memory 1102;

[0137] The processor 1101 is configured to execute one or more programs stored in the memory 1102, so as to implement the steps of the electronic wallet management method in the first embodiment and / or the second embodiment above. For the specific process, please refer to the first embodiment and the second embodiment, which will not be repeated here.

[0138] This embodiment also provides a computer storage medium, where one or more programs are stored in the computer storage medium, and the one or more programs can be executed by one or more processors, so as to realize the above-mentioned first embodiment and / or Or the steps of the electronic wallet management method in the second embodiment...

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PUM

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Abstract

The invention discloses an electronic-wallet management method, a terminal and a computer storage medium. According to the method, an application program initiating a payment request is acquired whenthe payment request is monitored, whether the application program belongs to preset applications is judged, and if not, the application program is prohibited from continuing payment; and payment requests initiated by non-preset applications of the type are monitored for preventing the same from realizing an electronic-payment process, payment may be realized only when a preset application initiates a corresponding payment request, and thus security of realizing electronic payment by a user through the terminal is guaranteed. The invention also discloses the terminal and the computer storage medium. Through implementing the above-mentioned scheme, payment functions of the non-preset applications of the type are limited, only payment functions of the preset applications are retained, the user can realize electronic payment only through a preset application, that is, electronic-payment manners are reduced, and viewing and management of the user on electronic bills are facilitated.

Description

technical field [0001] The present invention relates to the technical field of terminal applications, and more specifically, to an electronic wallet management method, a terminal and a computer storage medium. Background technique [0002] At present, we have basically entered the cashless era, and electronic payment is very common and popular. People hardly need to carry cash when going out, and only need a mobile phone to complete almost all payment transactions. At present, electronic payment platforms mainly include online banking payment, WeChat payment, Alipay payment, JD payment, Apple Pay, etc. Of course, other payment methods can also be used for payment. For example, for some game applications, during the user's use, The deduction can be directly realized through SMS and other methods to purchase corresponding game equipment; or in the process of browsing the webpage, the user can realize payment by inputting bank card number and payment password. While various el...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/36
CPCG06Q20/363G06Q20/382
Inventor 陈增桂
Owner NUBIA TECHNOLOGY CO LTD
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