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Automobile risk and value appraisal system based on part life cycle

A technology of life cycle and value evaluation, applied in the field of vehicle valuation system, can solve problems such as the inability to reflect the value of parts and components, and achieve the effect of accurate valuation

Inactive Publication Date: 2017-09-05
北京保程保险公估有限公司
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AI Technical Summary

Problems solved by technology

Then the data given by the above evaluation method cannot reflect the impact of the life cycle of its actual parts on its value.

Method used

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  • Automobile risk and value appraisal system based on part life cycle
  • Automobile risk and value appraisal system based on part life cycle
  • Automobile risk and value appraisal system based on part life cycle

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Embodiment Construction

[0016] like figure 1 As shown, the motor vehicle risk and value assessment system based on the parts life cycle of the present invention includes

[0017] A third-level and ninth-level dynamic data evaluation device, which outputs a second evaluation c according to the first data and the second data of the vehicle;

[0018] A valuation coefficient adjustment module, which outputs an adjustment coefficient r according to the usage of the parts of the vehicle;

[0019] A data processing module, which outputs the third estimated value s of the vehicle according to the following formula,

[0020] s=c×(1+r).

[0021] The present invention adjusts the valuation of the vehicle based on the use of the parts of the vehicle, that is, the life cycle, through the above-mentioned valuation coefficient adjustment module, so that the valuation of the used car is more accurate, and the user can understand the value of the vehicle more clearly. And know the risk of the vehicle through the v...

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Abstract

The motor vehicle risk and value evaluation system based on the life cycle of parts and components of the present invention includes a three-level and nine-level dynamic data evaluation device, which outputs a second evaluation c according to the first data and second data of the vehicle; an evaluation coefficient adjustment module, It outputs the adjustment coefficient r according to the usage of the parts of the vehicle; the data processing module outputs the third estimated value s of the vehicle according to the following formula; s=c×(1+r). The present invention adjusts the valuation of the vehicle based on the use of the parts of the vehicle, that is, the life cycle, through the above-mentioned valuation coefficient adjustment module, so that the valuation of the used car is more accurate, and the user can understand the value of the vehicle more clearly. And know the risk of the vehicle through the value and the adjustment factor r.

Description

technical field [0001] The invention relates to a vehicle valuation system, in particular to a valuation system based on the life cycle of vehicle components. Background technique [0002] Vehicle valuation methods have always been a difficult problem for the entire industry. On the one hand, the valuation of vehicles affects the transaction of second-hand cars, and on the other hand, it also affects the base for users to pay insurance premiums. [0003] At present, in the industry, the main valuation reference data used are guide price, mileage, and service life. However, the above evaluation method cannot personalize the value of the vehicle based on the actual condition of the vehicle, so that users often regret buying a used car after buying a second-hand car. [0004] my country's invention patent is a device and method for estimating dynamic data of three-level and nine-level motor vehicles. The publication number is: CN106022828 A, and the publication date is: 2016....

Claims

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Application Information

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IPC IPC(8): G06Q30/02
CPCG06Q30/0283
Inventor 张学辉李虹瑜
Owner 北京保程保险公估有限公司
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