Payment method and system

A payment device and payment information technology, applied in the payment field, can solve the problems of complicated operation process and low payment efficiency, and achieve the effect of simplifying payment operation process and improving payment efficiency

Pending Publication Date: 2016-12-21
SHANGHAI XINGHUAN INVESTMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the process of using the virtual reality glasses, if the user wants to use the payment device for payment transactions, he needs to take off the virtu...

Method used

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  • Payment method and system
  • Payment method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0059] See figure 1 , which shows a flow chart of the payment method provided by this application, which may include the following steps:

[0060] Step S11: the virtual reality glasses receive the collection request, and collect the first preset iris image and the second preset iris image of the user, and the first preset iris image and the second preset iris image belong to the same eyeball.

[0061] In this embodiment, the user may need to use the payment device to perform payment transactions during the use of the virtual reality glasses, and the user can see the payment interface displayed by the payment device while wearing the virtual reality glasses. The collection request above can be sent by the payment device, and of course it can also be sent when the user operates the virtual reality glasses (such as triggering the collection button on the virtual reality glasses) when the user wears the virtual reality glasses and sees the payment interface displayed by the paymen...

Embodiment 2

[0083] In this example, in figure 1 Based on the payment method shown, another payment method is extended, please refer to figure 2 , after prompting an identity verification error and exiting the current payment interface, it also includes:

[0084] Step S17: the payment device stores the complete iris image in the iris image database.

[0085] After an identity verification error, the payment device stores the complete iris image in the iris image database, so that the user can make payment with a legal identity when making payment next time.

Embodiment 3

[0087] In this example, in figure 1 Based on the payment method shown, another payment method is extended, please refer to image 3 , can include the following steps:

[0088] Step S31: the virtual reality glasses receive the collection request, and collect the first preset iris image and the second preset iris image of the user, and the first preset iris image and the second preset iris image belong to the same eyeball.

[0089] Step S32: the virtual reality glasses process the first preset iris image and the second preset iris image using an iris image image algorithm to obtain a complete iris image.

[0090] Step S33: the virtual reality glasses send the complete iris image to the payment device.

[0091] Step S34: The payment device checks whether there is an iris image matching the complete iris image in the iris image database.

[0092] If it exists, execute step S35; if not, execute step S38.

[0093] In this embodiment, step S31 to step S34 and figure 1 Steps S11 ...

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PUM

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Abstract

The invention provides a payment method and a system. The payment method comprises the steps that virtual reality glasses receive an acquisition request, and acquires a first preset iris image and a second preset iris image of a user; the virtual reality glasses use the image algorithm of an iris image to process the first preset iris image and the second preset iris image to acquire a complete iris image; the virtual reality glasses send the complete iris image to a payment device; the payment device searches whether an iris image matching the complete iris image exists in an iris image database; if the iris image matching the complete iris image exists, payment information corresponding to the complete iris image is sent to a transaction server; and if the iris image matching the complete iris image does not exist, an identity authentication error is prompted, and the current payment interface is turned off. According to the invention, a payment operation process is simplified, and the payment efficiency is improved.

Description

technical field [0001] This application relates to the field of payment, in particular to a payment method and system. Background technique [0002] With the development of virtual reality technology, the application of virtual reality glasses has emerged. As a trendy product of smart devices in the past two years, virtual reality glasses have provided a brand new virtual world for the public. [0003] However, in the process of using the virtual reality glasses, if the user wants to use the payment device to make a payment transaction, he needs to take off the virtual reality glasses and perform operations such as manual clicking on the payment device to make payment. The operation process is complicated and the payment efficiency is low. Contents of the invention [0004] In order to solve the above technical problems, the embodiment of the present application provides a payment method and system to achieve the purpose of simplifying the payment operation process and imp...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/40145
Inventor 钟怀谷黄昱人
Owner SHANGHAI XINGHUAN INVESTMENT CO LTD
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