Identity authentication method, handheld ATM (automated teller machine) terminal and system

Abstract

The embodiment of the invention provides an identity authentication method, a handheld ATM (automated teller machine) terminal and a system. The terminal comprises a keyboard, a display screen, a card reader, an identity authentication module, a service module and a master module, wherein the keyboard is used for collecting instructions input by users, and the instructions comprise authentication information; the display screen is used for displaying the instructions input by the users and service information of the service module, and the identity authentication module is used for performing the identity authentication of the users according to the collected authentication information; and the card reader is used for reading card numbers or account information of the users after the identity of the users is authenticated, and the service module is used for performing service operation according to the instructions of the users, and the card numbers or account information. By checking the authentication information input by the users and the pre-stored information, the security risk problem of e-banking channel service by using a login name and a static login password is solved, and the user experience is improved.

Description

technical field [0001] The present invention relates to terminal equipment, in particular to terminal equipment in the financial industry, specifically an identity authentication method, a handheld ATM terminal and a system. Background technique [0002] With the in-depth development of my country's financial electronic construction, electronic network technology has developed rapidly in the financial industry, and various electronic banking channels such as automatic teller machines (ATM), online banking, WAP mobile banking, and telephone banking have become more and more widely used. These e-banking channels play an irreplaceable role in shortening the distance between users and banks, expanding business outlets, improving the card-using environment, providing all-weather and all-round financial services, reducing operating costs, and improving the service quality of the financial industry. It has increasingly become an integral part of people's lives. [0003] However, v...

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides an identity authentication method, a hand-held ATM terminal and a system. By checking the authentication information input by the user with the pre-stored information, the security risk problem of the electronic banking channel business using a login name and a static login password is solved. , which improves the user experience

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