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Mobile payment management system

A mobile payment and management system technology, applied in transmission systems, electrical components, instruments, etc., can solve problems such as the lack of a perfect mobile payment management system

Inactive Publication Date: 2010-12-22
SHENZHEN INST OF ADVANCED TECH CHINESE ACAD OF SCI
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Traditional mobile communication terminals used in the field of electronic payment only have payment functions, and there is no perfect mobile payment management system to realize the organization and management of mobile payment applications and settlements

Method used

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Examples

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Embodiment Construction

[0019] Such as figure 1 As shown, in one embodiment, the mobile payment management system includes a payment terminal 10 and a background settlement subsystem 20 connected to the payment terminal through a network. The payment terminal 10 includes a mobile terminal 101 for mobile payment and the mobile terminal is implemented The POS terminal 102 (that is, the point-of-sale terminal) for recharging and / or consumption, and the background settlement subsystem runs the background settlement platform, which is also used to organize and manage the network connection between the payment terminal and the background settlement subsystem.

[0020] Such as figure 1 and figure 2 As shown, the mobile terminal 101 may be a mobile wallet, mobile banking, NFC mobile phone or RFID-SIM mobile phone. Among them, mobile wallet and mobile banking can be opened and used by using existing ordinary mobile phones and SIM cards; NFC mobile phones need to use modified NFC mobile phones to realize on...

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Abstract

The invention provides a mobile payment management system which comprises a payment terminal and a backstage settlement subsystem in connection with the payment terminal by a network. The payment terminal comprises a mobile terminal for mobile payment and a POS terminal for carrying out recharging and / or consumption on the mobile terminal, and the backstage settlement subsystem operates a backstage settlement platform and is used for organizing and managing the network connection between the payment terminal and the backstage settlement subsystem. With the system of the invention, a whole set of safe network system from the payment terminal to the backstage computing platform can be established, the realization cost is low and the application and settlement of the mobile payment can be effectively organized and managed.

Description

【Technical field】 [0001] The invention relates to the technical field of mobile communication, in particular to a mobile payment management system. 【Background technique】 [0002] With the rapid development of mobile communication terminals, their functions are becoming more and more powerful, and there is a tendency to integrate more functions. The enhanced near-field communication (eNFC) technology, which combines mobile communication terminals and non-contact IC card technology, applies mobile communication terminals to the field of electronic payment, expands the scope of use of mobile communication terminals, and makes every mobile terminal user It can have the function of mobile payment, making people's life more convenient and quick. [0003] NFC is the abbreviation of Near Field Communication, that is, short-range wireless communication technology. Card readers, proximity cards and peer-to-peer functions enable identification and data exchange with compatible devic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/12H04L29/08
Inventor 陈廷定李慧云赵峰于峰崎
Owner SHENZHEN INST OF ADVANCED TECH CHINESE ACAD OF SCI
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