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Method and system for determining business type range of bank outlets

A technology of bank outlets and business types, applied in instruments, data processing applications, geographic information databases, etc., can solve problems such as difficult risk control, single type of transaction, waste of resources, etc.

Pending Publication Date: 2022-06-17
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, each bank outlet provides standardized services to customers, with a wide range of services and complete service items. However, the types of customers faced by many bank outlets and the types of transactions that occur are relatively single. Such a service model will cause resources. Wasteful, and risk control is also very difficult

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  • Method and system for determining business type range of bank outlets
  • Method and system for determining business type range of bank outlets
  • Method and system for determining business type range of bank outlets

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Embodiment Construction

[0037] The principles and spirit of the present invention will now be described with reference to several exemplary embodiments. It should be understood that these embodiments are given only for those skilled in the art to better understand and implement the present invention, but not to limit the scope of the present invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.

[0038] As will be appreciated by those skilled in the art, embodiments of the present invention may be implemented as a system, apparatus, device, method or computer program product. Accordingly, the present disclosure may be embodied in entirely hardware, entirely software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0039] According to an embodiment of the present invention, a method and a system for determini...

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Abstract

The invention provides a method and system for determining the business type range of a bank outlet, and relates to the technical field of financial data, and the method comprises the steps: building a customer category space; establishing a transaction category space; client data is acquired, and according to the client data, client category coordinates of the unmanned banking outlet in a client category space and transaction category coordinates of the unmanned banking outlet in a transaction category space are established, and client category coordinates of a banking outlet configured with workers in the client category space and transaction category coordinates of the banking outlet in the transaction category space are established; determining a plurality of similar bank outlets corresponding to the unmanned bank outlets; wherein the similar bank outlets are bank outlets configured with workers; according to the transaction data of the plurality of similar bank outlets, determining candidate business types of unmanned bank outlets and risk types corresponding to the candidate business types; determining a risk type which can be handled by the unmanned bank outlet; and determining the service type range of the unmanned bank outlet.

Description

technical field [0001] The invention relates to the technical field of financial data data, in particular to a method and a system for determining the business type range of a bank outlet. Background technique [0002] This section is intended to provide a background or context to the embodiments of the invention recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, each bank branch provides standardized services to customers, with a wide range of services and complete service items. However, the types of customers faced by many bank branches have relatively single transaction types. Such a service model will cause resource shortages. waste, and risk control is also very difficult. [0004] Therefore, there is an urgent need for a technical solution that can overcome the above drawbacks. SUMMARY OF THE INVENTION [0005] In order to solve the problems existing in the prior art, the present inve...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06K9/62G06F16/29
CPCG06Q40/02G06F16/29G06F18/23G06F18/22G06F18/24
Inventor 朱江波胡毅马克赵梦时福林万荃羡迪海王艳芳姚元伟
Owner BANK OF CHINA
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