Risk score determination method and device, equipment and readable storage medium

A technology for determining methods and risks. It is applied in the fields of resources, instruments, and electrical and digital data processing. It can solve the problems of resource allocation failure, inability to allocate resources to users, and inability to calculate risk scores in a timely manner. The effect of user experience

Pending Publication Date: 2022-02-15
车主邦(北京)科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a risk score determination method, device, device and readable storage medium to solve the existing method of calculating the user's risk score. When the amount of data is particularly large, it will There is a problem that the user's risk score cannot be calculated in time, resulting in the failure to allocate resources to the user in time or failure to allocate resources, and reducing the user experience

Method used

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  • Risk score determination method and device, equipment and readable storage medium
  • Risk score determination method and device, equipment and readable storage medium
  • Risk score determination method and device, equipment and readable storage medium

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Embodiment Construction

[0020] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative efforts fall within the protection scope of the present invention.

[0021] The method for determining the risk score provided by the embodiment of the present invention can be applied in such as figure 1 In the application environment shown, figure 1 It is a schematic diagram of an application environment of a method for determining a risk score according to an embodiment of the present invention. Such as figure 1 As shown...

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Abstract

The invention discloses a risk score determination method and device, equipment and a readable storage medium. The method comprises the following steps: obtaining target user information and target device information corresponding to a user behavior; searching an intermediate table corresponding to the target user information, wherein the information stored in the intermediate table comprises historical equipment information used by the target user; determining a target risk score corresponding to the current user behavior according to the intermediate table, wherein the target risk wind comprises a target user risk score and a target equipment risk score; and determining the target user risk score according to the target user information, and determining the target device risk score according to the target device information and the historical device information. When the target risk score corresponding to the current user behavior is calculated, if the historical equipment information comprises the target equipment information, the risk score corresponding to the historical equipment information can be directly adopted as the target equipment risk score, so that the target risk score corresponding to the current user behavior can be quickly determined, and the user experience is improved.

Description

technical field [0001] The present application relates to the technical field of network information security, and in particular to a risk score determination method, device, equipment and readable storage medium. Background technique [0002] With the development of technology, many systems currently support online resource application and allocation. For these systems, generally, when the server receives a resource application request initiated by a user, it calculates the user's risk score, and allocates resources to the user according to the user's risk score. [0003] At present, the user's risk score is generally calculated in real time through the user's identity information and the user's device information. However, this method of calculating the user's risk score may not be able to calculate the user's risk score in time when there are too many resource application requests, resulting in failure to allocate resources to the user in time, and degrading user experie...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06F16/2455
CPCG06Q10/0635G06F16/2455
Inventor 闫保林范富强李世杰
Owner 车主邦(北京)科技有限公司
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