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Electronic warrant issuing method, cloud server and electronic warrant system

A letter of guarantee, electronic technology, applied in the field of blockchain, can solve the problems such as the risk control review of the remaining guarantee liability and hindering the transaction of the electronic letter of guarantee market.

Pending Publication Date: 2021-07-06
李冬
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] This application provides a method for issuing an electronic letter of guarantee, a cloud server and an electronic letter of guarantee system, which are used to overcome the defect in the prior art that the risk control review of the remaining guarantee liability hinders the transaction of the electronic letter of guarantee market.

Method used

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  • Electronic warrant issuing method, cloud server and electronic warrant system
  • Electronic warrant issuing method, cloud server and electronic warrant system
  • Electronic warrant issuing method, cloud server and electronic warrant system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0092] Such as figure 1 As shown, a transaction network system 1000 is provided, including a plurality of transaction nodes 100, each transaction node 100 includes: a block chain node 110, a cloud server 120 and a transaction center system 130, and a plurality of block chain nodes 110 constitute an alliance area Block chain 200.

[0093]The consortium blockchain 200 can be constructed based on, for example, the Hyperledger Fabric blockchain network. The network connects various transaction center systems 130 in series, and each transaction center system 130 is separately set up as an organization. Each trading center system 130 can be configured with a Peer node and a set of chain service devices. In order to ensure service redundancy and high reliability within the organization, more than two Peer nodes and supporting chain service devices can also be configured. Peer nodes of all organizations are in the same channel. A channel refers to a private space that realizes dat...

Embodiment 2

[0097] On the basis of embodiment one, see figure 2 , image 3 , the method for issuing an electronic letter of guarantee will be described in detail below in combination with the transaction network system. The methods provided by the cloud server 120 include:

[0098] S100, push the item list according to the received order data and the selected item request;

[0099] Enterprise users first need to fill in the enterprise information in the transaction center system 130 and register as a user. After logging in as a user, the transaction center system 130 generates the order data for applying for an electronic letter of guarantee, interacts with the cloud service 120 and sends it to the background of the cloud server 120 . The order data includes information such as passwords set by the enterprise, enterprise name, and credit code.

[0100] The enterprise user sends a selection item request to the background through the front desk of the cloud server 120, and the background...

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Abstract

The invention discloses an electronic warrant issuing method, a cloud server and an electronic warrant system. The method comprises the following steps of pushing a project list according to order data and a project selection request; receiving the selected items and primarily screening a financial institution based on the attributes of the items to obtain a primarily reviewed financial institution list; based on the bid amount of the selected item, interacting with the transaction center system to obtain a guarantee residual responsibility and a guarantee upper limit of the financial institution; carrying out secondary screening on the first-review financial institution list; when the guarantee residual responsibility of the financial institution exceeds the guarantee upper limit and joint guarantee exists, or when the guarantee residual responsibility of financial institutions does not exceed the guarantee upper limit, the financial institutions being reserved; generating a final financial institution list based on the reserved financial institutions and feeding back the final financial institution list; and receiving the selected financial institution, generating a warranty order and sending the warranty order to the selected financial institution system. More financial institutions with the qualification of dealing are provided for enterprises for selection, market business is expanded for guarantee companies, financial industry chains are expanded, and insurance companies obtain associated business.

Description

technical field [0001] The present invention relates to the technical field of blockchain, in particular to a method for issuing an electronic letter of guarantee, a chain service device and a system. Background technique [0002] In public resource transaction bidding and other businesses, enterprises, as bidders, need to submit deposits or electronic guarantees before the bidding deadline, and enterprises, as transaction subjects, users can select their pre-invested projects from the public resource platform, apply for electronic guarantees and submit guarantee orders After receiving the order, the electronic letter of guarantee system will issue the order to financial institutions (including guarantee companies) with guarantee qualifications according to the items selected by it. [0003] At present, the electronic letter of guarantee system requires the guarantee company to issue an electronic letter of guarantee for enterprises as an underwriting institution: first, the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/04G06Q20/08G06Q40/08H04L29/08G06F16/27
CPCG06Q10/103G06Q40/08G06Q40/04G06Q20/085G06F16/27H04L67/141H04L67/12H04L67/10
Inventor 李冬
Owner 李冬
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